Retirement Archive

As a retiree, you should be able to cut down on your auto expenses right away because you are no longer commuting to work. Because you have less need to hurry anywhere, you should look …

With a traditional IRA, you pay taxes when you withdraw. With a Roth IRA, you pay taxes when you contribute. The same with a Roth 403(b). You pay taxes now on your retirement savings contributions …

Start preparing for your retirement immediately unless you want to be a financial burden on your loved ones.  Studies reveal that the majority of Americans are not prepared for retirement when the time arrives.  Moreover, …

Many people wish that one day they are going to be able to retire. When people want to retire they usually want to travel, work on hobbies, or enjoy being able to relax. Some people …

Retirement is something many people look forward to as it allows stress free living and time to reflect back on ones life. This might be true for those who have saved substantially during their working …

AARP can be a valuable tool for not only retired people, but for anyone who has turned the age of fifty, as the organization provides an invaluable source of information. They publish one of the …

Retirement planning is a complex process, and taking the help of a retirement planning service is the best thing that one should do. It is a common phenomenon to see people ready for retirement but …

An Individual Retirement Account (IRA) is a tax-friendly retirement savings plan. In a standard IRA, contributions are tax-deductible, but tax must be paid on all withdrawals. In a Roth IRA, designated Roth contributions are included …

After retirement, elderly people are at the comfort of their homes with pension benefits. However, the retirees get tired of sitting at home without any work. There are many daily activities retirees can do like …

For many, retirement life becomes boring after few months into the stress free lifestyle whereas for others, loss of income may not go well with the rising cost of living. In both these events, the …

In an unstable economy investing in the future can be your only sense of security. Luckily, there are many ways to secure your investments when you retire. You can purchase a home, you can invest …

There is security in owning a home that is totally paid for. Real estate markets may fluctuate on the home’s worth, however this is secondary to having the freedom of knowing your home is really …

If you are interviewing a financial advisor with the intention of hiring her or him, your questions will be different than if you are talking to a financial advisor you have already hired. For the …

In an unstable economy investing in the future can be your only sense of security. Luckily, there are many ways to secure your investments when you retire. You can purchase a home, you can invest …

Most people work hard throughout their lives towards ensuring a reasonably comfortable retirement. Since 1937, a majority of working individuals have paid into the Federal Old-Age, Survivors, and Disability Insurance (OASDI) program through taxes labeled …

Ideally, retirement means giving up work and enjoying life. It is supposed to be a time when people start to relax after everything they have worked and struggled for comes into fruition. Reality has been …

Many people put off retirement planning especially when they are still fairly young.  Unfortunately though, it is those exact people that will have to work past their retirement age in order to be able to …

Retiring is every employee’s dream, but in today’s economy, with many retirement accounts having been affected by the recession, it can seem to loom just out of reach on the horizon. There are options that …

Retirement suddenly offers a respite from the discipline of having to go to work, yet it provides an income. For the youthfully minded pensioner sitting around is not a stimulating option. What does a healthy, …

Teresa Ghilarducci may be the most dangerous woman in America. Never heard of her? Read on… Not many Americans who have private retirement plans have heard of Professor Teresa Ghilarducci.  Yet she’s a woman that …

Elderly Scandinavians, British pensioners and sundry German and Dutch citizens of a certain age are well aware of the benefits of retiring abroad. Coming from countries with high basic living costs, and being used to …

Cost of living is increasing in the US. This is one of the reasons why many senior American citizens are seeking affordable and quality retirement abroad. The technology (like email and Skype) enables them to …

What does your future look like in retirement? Will it consist of a steady income to maintain your standard of living or will it be a struggle just to keep up with the cost of …

You are 21 and start working and probably at this moment you don’t think on the financial needs when you will reach the age for retirement. It is time that these people need to be …

Unfortunately, many cost-cutting tips for the home involve some kind of initial investment. Those that don’t cost anything would be to keep your thermostat at 68 or 70 at the most. You can let the …

The salient issue when talking about U.S. Social Security in today’s times does not have anything to do with reform or removal of the system, the most important problem with social security is the dependency …

Retirement is typically viewed as the period in life that all strive for – a time to travel, do nothing, hang with friends and family, or do absolutely whatever one wants to do. Generally speaking, …

Medicare and Social Security, An Entitlement? It isn’t an entitlement: People , especially those in the main stream media and those in the government keep referring to social security as an entitlement. To me an …

Ushering in the golden years takes a lot more than just fantasizing about spending more time with grandchildren or maybe seeing a bit more of the world. Your plans for retirement should be detailed and, …

Determining the best tax friendly state to retire to depends primarily upon the income source and anticipated assets and expenditures. Some states do not charge income tax at all and some only tax certain types. …