Retirement Archive

How to Retire Graciously on a Low Income

Having a low amount of income is not a hindrance for you to retire graciously, financially free and securely. Planning and preparing for retirement will take time, hence the earlier you start to plan and …

When to Start Investing for Retirement

There is a significant challenge to starting to invest for retirement. Article after article attempts to boil it down to a single commandment: ‘Thou shalt invest for retirement no matter how young you are.’ The …

Keeping busy after retirement

Success in retirement as well as success in life is due mainly to attitude, the ability to accept responsibility, knowing that life is seldom fair and not expecting it to be, finding a vocation that …

What is a 408k Plan

408 (k) plan also called as Salary Reduction Simplified Employee Pension Plan.  The plan is available to companies that run with below 25 employees.  The scheme allows the employees to make contributions in order to …

To Work or not to Work after Retirement

To work or not to work after retirement Retirement infers no longer working, does it not? Not necessarily, as the reality of retirement reveals life as it pertains to retirees that have a different status, …

How much Income do you need in Retirement

An individual’s income needs during retirement are based on a number of factors that can be very unique per individual. A solid self-analysis is needed, which can take some thought but the good thing is …

Best Online Calculators for Retirement

Retirement is a major step in a person’s life journey. While Social Security provides some protections for elderly people, it is important for people to save for retirement throughout their lives. Fortunately, there are a …

Six Ways to Ruin your Retirement

Retirement happens to some whilst they are people completely unprepared. Certainly when we are young we don’t want to think about retirement, but rather get on with their lives and live for today. This attitude …

Ways to Pay for Retirement

Social security may be able to take care of a few of your bills in your retirement years but a lot of people now realize that it is neither realistic nor smart to rely on …

Retirement how to Prepare

Starting a new job can be an extremely exiting, yet daunting time. You find yourself faced with learning new policies and procedures, getting to know new people (and remember their names) within your organisation. It’s …

Six Ways to Ruin your Retirement

Making the right choices about retirement is personal and unique to each person. Time spent considering the options available is never wasted but needs to be carried out in a logical way. Dreams held throughout …

How to Calculate Social Security Benefits

Your Social Security retirement benefits are based on the highest paid 35 years of your working life, capped and adjusted for inflation. Divide the total by 420 to obtain the average monthly income during these …

Best Places to Retire Overseas on a Budget

Retiring is every employee’s dream, but in today’s economy, with many retirement accounts having been affected by the recession, it can seem to loom just out of reach on the horizon. There are options that …

Where to Find Jobs after Retirement

Workers when anticipating retirement from a long held job, will know how they want like to spend their next five, ten, or fifteen years. Many will look for another job. And for most, this will be …

Mistakes that can Ruin Retirement

Retirement is one of these things people fail to prepare for adequately. This leads to many elderly people leading miserable lifestyles wallowing in poverty. The saddest thing is that these individuals are frail and cannot …

Investment Retirement Croatia

Try Croatia! The country is waiting for acceptance to the European Union and civilization standards, security, comunications and legal system have reached the western level. It is located in the very center of Europe, Zagreb …

Budgeting Tips for Pensioners

Living on a pension very often means that budgeting is necessary, particularly as the budget cuts of the government seem to affect those on a pension the worst. And unless you have put a lot …

Plan on Retiring with Money to Spend

Start early planning for retirement. Preferably this will have started with that first job. Even modest amounts of money when invested will have created large dividends when held over a long period of time. Although,it …