In an effort to clean up your credit score, you may be faced with some charged-off debts on your credit report. It is important to know what a charged-off debt is and how to deal …
Money can be a hard thing to keep a hold of. If you are having a hard time paying off your debt, you are not alone in your struggle. There are plenty of people who …
Credit repair specialists have reputations that match those of lawyers, politicians and used car salesmen. In other words, few people trust them and we only use them when we must. To find a good credit …
When my husband lost his job, our savings quickly disappeared. He was lucky enough to find a temporary teaching job to fill in the gap, but it was still difficult to make our mortgage payment …
So you finally had to face the fact that you do have bad debt. You have to know that you are not alone on this planet, and tens of thousands of Americans are facing the …
If you are seeking to consolidate your debt or reap the rewards of a lower interest rate offered by another brand of card or credit card supplier (bank), it pays to shop around. Interest rates …
If you have credit cards you are not planning on using any more, your first thought may be to cancel the account or cut them up. There are some things to know before cutting up …
Designed to appeal to frequent fliers that travel with American Airlines, the Citi Gold AAadvantage World MasterCard offers a rewards program of AA air miles. Whilst the card can be beneficial for those who travel …
It seems like every time you turn on the TV or radio you are bombarded with advertisements for companies that will, for a nominal fee, legally restore your less-than-sterling credit history. It sounds so good…an …
Have you been surprised to find that your credit score is low and this is why you have been rejected for a loan? If so, you are not alone. Many people do not understand the …
Financial institutions, utilities companies and insurance carriers use your credit score to determine the level of risk they are likely to undertake by doing business with you. A low credit score increases the likelihood that …
America’s debt problem is large and wide spread. It can’t really be traced back to a singular event, individual, or company. Rather, a number of problems have built up over the years and brought us …
I will be honest with you. I have hardly come across anyone over 18 who did not have at least one credit product. But in previous years, just before the credit crunch we were offered …
Capital One launched their newest MasterCard on Aug. 23, the Captial One Cash, promising higher cash back rewards that never expire and have no limit. Applicants with excellent credit can benefit from 1% cash back …
The recent recession has underlined the danger of accepting debt as a way of life, particularly extremely high interest forms of debt such as credit cards which more and more people are using. Due to …
While searching the internet, you are likely to find many ways to improve your credit rating, most of which involve going into debt in order to do so. However, while it may not improve your …
How do you cope with being in debt? Being in debt is never easy, but it is something that you have put yourself into. If you want to cope with your debt, you should be …
ID Theft Part IV CRIMINAL VIOLATIONSSo what happens if a criminal uses your name and infromation when he or she gets arrested. There are procedures to correct your record within the criminal justice databases. These …
Getting your credit back after bankruptcy is very important, as it will be a long time before you are able to file bankruptcy again. While you will want to get your credit back as quickly …
If you are looking for something that will allow you to raise your credit score, you might actually want to look at a credit card. You might be thinking that a credit card is something …
The Barclaycard Initial credit card is specifically geared to those with a limited credit history of a poor credit history. Responsible usage of the card can help to establish a good credit reputation for those …
Credit cards offer convenience. They give you the chance to purchase things without paying full balance. This is particularly helpful when you cannot pay the full balance at once. However, in order to avoid overspending, …
Just how does a military service member pay the bills from the middle of the ocean or from a foxhole in a combat zone? Hopefully this question was asked and answered before the service member …
Save Money on Credit Scores! Credit scores are on sale. And these are actual FICO scores. When you want to check your own credit scores, there are many options. The majority of lenders in the …
A vacation should be a time for complete relaxation, with no problems or worries racing through your mind.Unfortunately, this is just not possible when due to miscalculations on your part, you end up spending more …
There are many things you can do to get out of debt. Try some of the following: 1)Write to your creditors if you can’t pay the minimum amount each month and see if they Will …
Many people hear that they do have to maintain a good credit score, but unfortunately the long document once you got it in hand is not going to tell you much unless you can understand …
A debt manager is a company or a professional and experienced person who can help a debtor get rid of his outstanding debt amounts, which as a loan he was not able to pay to …
It is becoming more common for the American citizen to have ever-increasing amounts of debt. With our banking system based primarily on the lending of money, it’s becoming impossible for the average person to avoid …
So, you’ve made the decision to clean up your credit and are trying to determine the very first step in this process. Cleaning up your credit is a wise choice. It is the beginning of …