One of the more stressful situations to cope with in life is the feeling that comes along with debt and the sinking belief that you will never get ahead no matter how hard you try. …
Subprime lenders have been strict about limiting bad credit offers for the past several years. The reason behind these restrictive measures is that subprime mortgage lending is what helped hurl the U.S. into a recession …
Savings accounts are great, don’t get me wrong! I had a savings account growing up, and I faithfully put a little bit of money away each month. Did it make me rich? Well, I certainly …
Avoiding debt is no easy task. With student loans, credit cards, and home mortgages, most Americans have some debt. However, that is no reason to drown in a mountain of debt! With these simple tips, …
They trap you with their innocence. Enticing you to spend ever more increasing amounts of ‘invisible money – money that is not really yours. They lure you into a trap of deceit and deception. Never allowing you, …
If your credit is in disrepair there is no instant fix to rectify it, no matter how many advertisements abound from so called credit repair specialists promising the impossible. There are steps which you can …
FOUR SIMPLE STEPS FOR ELIMINATING DEBT The Book of Proverbs states: “The rich rules over the poor, and the borrower is servant to the lender” (Prov 22:7). If this is true, our nation is an …
After many years of fighting debt, poor credit, thoughts of bankruptcy and temptations to sell my firstborn, I have stumbled onto a successful formula for getting out of debt, and more importantly, staying there. I …
There are no easy ways to become richer. There aren’t even any easy ways to become rich. There are, however, EASIER ways to become both rich and richer! What do I mean by that? First, …
Is the system of credit ratings fair? Based on my prior work experience in finance, I have to say “yes”; however, there are things concerning the credit rating system that make it seem unfair. There …
Taking your credit cards along overseas is a far more convenient option than travelers checks. Transactions can be processed outside of banking hours, thus saving the bother of locating somewhere to convert dollars into local …
With America on the edge of a recession, credit will soon be much harder to obtain. Since purchasing things on credit is the trigger for going into debt, this will force many people to reassess …
There can be no denying that 0% APR credit cards do save you money – but only if they are used prudently, wisely and in a manner which avoids the temptations which the credit card …
Being debt free is something that everyone wishes they could be. When you don’t have debts, you don’t have to worry about what might happen if you lose a job, or have a loss in …
Your best option with bad credit is to try to consolidate it as quickly as possible by building up your credit score. You have to know that your credit score will affect every single financial …
It is a fact not universally acknowledged that the smartest way to spend using credit cards is to use them when there is no utter need to purchase on credit. Those who have the necessary …
While the festive seasons may be cause for celebration, there will be a certain percentage of adults who dread these two occasions on account of the shoddy conditions of their pockets. Many married adults will …
If you are really determined to sabotage your financial reputation then the easiest way to go about it is by damaging your credit score. It takes very little effort at all to hurt your credit …
Lvnv funding is a company who buys outdated consumer credit and tries to trick those consumers into paying on those old expired debts, which are called junk debts. Within this article, I will talk about …
There is a lot of attention placed on gaining financial freedom in today’s capitalistic world. In my journeys, I have found the following steps to be helpful along the way: 1) Remove physical clutter from …
The benefits of getting out of debt are endless and they can extend much farther than to your wallet alone. Debts can cause you to worry and become ill, while being debt free can give …
The techniques involved in knowing how to profit by using credit cards to pay bills fall in to a number of different categories. They include having intimate knowledge of the terms and conditions of the …
There is no better time than today to begin reducing your debt. Any money you owe will cost you even more money as long as you carry an outstanding balance. Take a fresh look at …
Ours is a credit-saturated society. The credit card industry is big business, and everyone has a card (or cards) in their wallet. Swiping a credit card is much easier than paying cash, and on some …
I was listening to a personal finance show on a local radio station the other day and a woman had called and told the host that she had her credit card bill paid and was …
A friend recently told a familiar sad story of paying a debt relief company to “fix” his bad credit. The company promised that if he would trust their “proven” method of flooding his creditors with …
The emphasis these days seems to be on spending more, while earning less. It can be so easy to end up in debt before you know what hit you. There are some things you can …
Credit worthiness is important in today’s economy. Only those with excellent credit and high credit scores get approvals for first and second mortgages, lines of credit, home refinancing, car loans, and personal loans. A low …
For many years it has been a common practice for people to use a credit card to purchase things they cannot afford. The devastating effects of this way of life were all too sharply brought …
In life, we often come across the situations like when managing the debts almost seems impossible. This usually happens because of borrowing money from various lenders, which complicates the process of paying off the borrowed …