Loans Archive

Now is the time to consider doing all of those things that you have been putting off until rates dropped. It is time to consolidate loans or look into refinancing. Home equity loan rates look …

You might have heard the word “convertible” in relation to few financial terms like bond, adjustable-rate mortgages (ARM), preferred stock. If you have a bond which is convertible, you can convert it into common equity …

The instant response to virtually every problem that presents itself to modern humanity is that “the government should do something.” While there are certainly areas in which the State provides the best or even the …

Shopping for an online auto loan is as easy as sitting down at your computer and putting the words “auto loan” in the search engine. You can do this two different ways, either by dealing …

The housing meltdown is one of the biggest crises to hit the United States since the dot com bust of 2000-2001. In fact, this one may be worse. The dot com meltdown was largely due …

Misinformation is a proper term for what been disseminated about banks, mortgages, and lending policies. Some have blamed our current economic woes on “greedy” bankers. Other say it is not really the fault of banks …

Personal loans are easy to obtain. It can be used for various financial needs. But what is even worse your credit is harder, you’ll have a personal loan with a decent price. There are two …

Getting a mortgage on a small property is pretty similar to getting a mortgage on a larger property, except for one additional challenge. That challenge is finding a lender who is prepared to offer a …

* PLEASE NOTE: Nothing in this opinion constitutes financial advice. You should always seek advice from a qualified financial advisor who will take into account your individual circumstances.* THE FACTS IN THIS OPINION RELATE TO …

If you’re looking for an auto loan, the solution may be right at your fingertips. Online auto loans let you obtain the financing you need without having to visit different banks, credit unions, or dealerships. …

Potential Tax implications when losing your home to foreclosure or short sale When a property is sold as a short sale or lost to foreclosure, it is treated as a sale or exchange from which …

The basic idea behind refinancing a home is changing the profile of your home loan. When you refinance, you can lower your interest rate, lower the monthly payment, extend or decrease the term of the …

Trying to figure out how much you can afford when buying a vehicle? It can be a bit confusing when trying to figure in tax, tag and title fees as well as your down payment, …

Getting an advance payday loan varies depending on the country you’re currently residing on. Keep in mind that before getting payday loans, you will have to experience and follow some rules and regulations. Not to …

Renters don’t have access to one of the cheapest loan types available, home equity loans. They are cheap, tax deductible, and offer flexible terms. As a renter these secured loans may be out of reach, …

Getting a mortgage is one of the biggest financial and life decisions you will ever make, and it’s important to make sure you educate yourself on the process. If you are considering buying a house, …

PAYDAY LOANS ARE A “MARKET FAILURE”. In this, they are not consistent with a workable free market economy. A market failure considered when any entity’s self-pursuit leads to unfair results for the whole of society. …

There are many home ownership programs available to anyone interested in buying a house. Fixed-rate mortgages and adjustable-rate mortgages are among the more popular programs. Others includes home equity loans and FHA loans. These home …

An online payday loan provides you with cash in advance before payday’. They have become very popular throughout the US and Canada especially as people struggle to make their wages last until the end of …

By to let mortgage.Buying property to let has become big business. Low interest rates made mortgages more affordable and rental income has seemed attractive compared with what you could earn on other investments. But with …

A balloon mortgage loan is a mortgage which is amortized over a longer period of time than the term of the mortgage. “Term” refers to the length of the mortgage agreement. Balloon payment mortgages most …

FHA Loan Down Payment Increase in 2009 Purchasing a new home has become even more difficult, with the downturn in the economy. Since the Federal Reserve has lowered the interest rates to a margin between …

There are many sites that offer fast easy payday loans or cash advances but only few sites can provide you with real and legitimate cash loan. If you have a bad credit records don’t worry …

Home ownership has its advantages and disadvantages, but the security of knowing you own your home and no one can give you notice to leave is very assuring. The peace of mind you have in …

I would have to say that most teenagers are well versed in unsecured loans . To them unsecured loans are obtained whenever ready cash is required by asking a parent for money, on the promise …

Personal loans: An overviewBorrowing money has become the American way. But many are leaping before looking when signing into the commitments. Be informed! Medical FinancingSome may ask what exactly is medical financing. Medical financing is …

Often the only way to be able to meet your personal, professional, or financial goals is with a little extra funding. There are many places to acquire loans for all of your needs, from banks …

There is no doubt that our economy is having a bit of a problem. While the experts are predicting we are at the end of the worst of it, that really doesn’t help the millions …

Over the last year, many state governments have decided that they have had enough of the predatory practices of the payday lenders taking advantage of the people in their states. Laws have been passed in …

Finding the mortgage rates that are available can be daunting for the thousands of homeowners that need to refinance or purchase a home, as there are many mortgage companies offering similar products. There are many …