Loans Archive

Who is to blame for the mortgage crisis? America, go look in the mirror! You don’t pay your bills and if you do, you let interest and late fees accumulate until you can’t pay them. …

The popularity of payday advances is now an established fact, and one of the main reasons for this is because of the ease with which they can be obtained. Payday loans are available at not …

In the beginning, the media placed blame squarely on the lenders. The intellects of the industry finally spoke out and sited the truth that everyone involved was to blame for the sub prime free for …

If you bought your home when interest rates were higher then it is worth considering refinancing to move onto a lower interest rate. There are certain considerations to take into account before you go ahead …

Many look at bankruptcy as the final end solution for their financial woes. When we go way over our heads, the alternative is filing for bankruptcy, and although this is a good way to start …

If you’re buying an investment property, it must have positive cash flow. I know that sounds obvious, but you’d be surprised. Some properties only work if they’re purchased for cash, others for as little as …

As a recently graduated student with student loans currently totaling $60,452, it may come as a surprise that I find no reasonable backing for bailing out student loans. Oh, and did I mention I’m currently …

Many advise to obtain a cash-out refinance loan when you are in need of cash and you want to obtain inexpensive funding. However, under certain circumstances it is smarter to resort to second mortgages as …

This is the new scam going around. It is bad enough that many homeowners are in foreclosure, now these crooks are no better then the lenders. A lawyer is your best interest. I have seen …

Who Is Responsible For The Mortgage And Credit Crisis and What It Means To The Average I received many comments on a previous article that I wrote and submitted to a number of sites concerning …

Have you ever felt the need to borrow money but you begin thinking about the interest that you will end up paying on the borrowed funds? Well, you are not the only one. When most …

Personal loans should always be a temporary solution to a temporary problem.  Emergencies happen and most of the time, they are costly.  It is not uncommon to find that the budget or the cash flow …

The Homeowner’s Proclamation of 2008 Introduction In the summer of 2001, in towns all across America mortgage companies were marketing the “American Dream” to middle class families, and in a move that spanned the landscape …

Online Auto Loans Are you driving all the way to the bank to wait for someone to bring you a form to fill out for a loan? Well no need to put on you shoes …

As people reach retirement they often find their homes hold considerable value. A reverse mortgage allows these people to tap into this equity to fund unexpected bills, home improvements or just to supplement retirement income. …

To explain whether a ‘reverse mortgage’ is a good decision one first has to explain what a ‘reverse mortgage’ is. Well in a phrase, it is a source of funds available from banks or financial …

Whatever other financial commitments you make in life, taking out a mortgage is likely to be your biggest one. Buying your first home can be a step onto the property ladder, with the home you …

MCC: How San Diego’s First Time Homebuyer Program Can Get You Your First Home San Diego’s real estate market is one of the premier housing markets in the country. Even with the recent downturn in …

Home Equity loans are a good way of obtaining credit, provided there is still equity in your home.  The reason for the “provided there is still equity in your home” caveat is that the downturn …

Buying a home is one of the biggest investments that you will make in your life.  Additionally, buying your first home will be one of the happiest and most exciting moments of your life.  That …

Going to college has direct and indirect costs.  There are no real indirect costs to a student loan, except possibly some time investment.  If you believe you will need a student loan, the very first …

Discretionary ARM allows the lender has the right to change the interest rate at any point of time.  But before exercising the right, the lender ensure to give a certain notice to the borrow about …

To be street smart about money, and increase your success in handling it, you must know what the components of interest rates are. First of all, interest is nothing more than “rent on money.” If …

If you have worked hard, but have little benefit from it, examine your thoughts and behaviors. Is God number one in your life? If not, He allows your work to fail. Do not envy evil …

Do you need a payday advance today?  You can get it, but be prepared to pay for it.  How does it work?  Read on…. Places like the MoneyTree for instance, give payday loans based upon …

What is reverse mortgage? Since your home is probably your largest single investment, it’s smart to know more about reverse mortgages, and decide if one is right for you! Reverse mortgages represent a small fraction …

If you have just graduated from college, you are probably looking at your student loan bills and wondering if there is anything that you can do to get hose bills a little lower. Luckily for …

Obtaining a mortgage loan to purchase a home is a very important decision and you may need the assistance of an expert to help you find the right mortgage loan for your needs. A good …

With the record low mortgage interest rates available today, many homeowners are looking seriously at refinancing their mortgage. Some are looking to reduce the monthly payments, others are reducing the term of their loan and …

They promised you help but the feds haven’t come through for you. If you are still facing foreclosure and don’t know where to turn there are options. If you can’t make your payments and are …