Loans Archive

Poor Credit Auto Loan

How do you go about getting a fast car loan today, even if your credit score is poor? There’s some effective ways of getting a quick auto loan, however some are faster than others. You …

Understanding Foreclosures

There are many advantages and countless disadvantages about foreclosure. For people selling properties, there are always advantages, just as there are disadvantages for people buying foreclosed properties. But just anything about foreclosure, there may be …

Prosper Zopa Peer to Peer Lending

When most people are short on cash and need a few hundred to a few thousand dollars, they walk down to the local bank and try to persuade the loan officer to give them a …

401k Loan

A 401K loan is literally a loan borrowed from a 401K retirement plan. Since 401K’s are managed retirement plans, and regulated by the U.S. Department of Labor, the policies implemented by 401K managers tend not …

Sub Prime Mortgages Viewed Philosophically

In spite of all of the criticism about sub-prime mortgages, one must be philosophical when they look at the bigger picture. There is no doubt that hundreds and thousands of homeowners were negatively impacted by …

Information Needed to get a Mortgage Loan

This writing, of Information needed for a mortgage loan includes a list of documents required to obtain the loan and inside tips for smooth transition when acquiring the desired real estate. When contemplating to purchase a home …

Online Cash Advance

If you are in need of an emergency loan, then on-line cash advance maybe the answer for you. These loans can be completed on-line by simply completing an application and normally you will be notified …

Payday Loans

You can find them almost anywhere. They are present in urban strip malls and stand alone storefronts across the nation and lure many unsuspecting individuals into their clutches. I am talking about payday loan lenders, …

80 20 Mortgage

Traditionally, one of the reasons it is advantageous to come up with a 20% or more down payment when purchasing a home is that anything less than that requires you to pay for private mortgage …

Adjustable Versus Fixed Rate Mortgages

Adjustable rate mortgages are generally a bad idea. They are usually promoted by a low interest rate such as 2-3% which is locked in for 3 years. This seems great at first. Your monthly payment …

Personal Loan through the Internet

Personal Loan Financing Tips – All What You Need To Know About Getting Personal Loan through the Internet The internet is one of the greatest sources of information on whatever you are in search of. …

When is an Auto Loan a Good Debt

What is a good loan? To be honest, there are very few such critters inhabiting this planet. However there are useful loans that can do you enough good to overcome their bad points. An auto …

When is a Mortgage Assumption necessary

Mortgage assumption occurs when a buyer agrees to accept existing debt on a property along with the purchase of that property. This kind of agreement almost always requires the consent of the bank or other …

What is Prime Rate

You have probably heard the term prime rate mentioned in financial news or have seen it in the terms for various loans and credit cards. So what is the prime rate and how does it …

The Pitfalls of Personal Loans

I recently paid off a bank loan in November of last year….. it was such a great feeling that left me 155 better off a month which I have now ploughed into my credit card …

How to Lower Mortgage Payment

Lowering your mortgage payment is one way to reduce overall spending. However, you owe it to yourself to spend time investigating the various methods available, to ensure the greatest benefit and avoid wasted time. The following …

Fha Cash out Refinance changes for 2009

FHA Cash-Out Changes Effective January 1, 2009The FHA is continuing their trend of change from 2008 to 2009. Last year the guidelines changed very quickly and this year the same trend is in effect as …

Pros and Cons of Energy Improvement Mortgages

An energy improvement mortgage (EIM) is a mortgage taken out to finance energy-saving measures in the home. Examples of EIM uses include replacing older appliances or installing extra insulation. It can be combined with the …

Foreclosure and Subprime Myths

FORCLOSURE & SUB-PRIME MYTHS It’s amazing to me to listen to the comments made by alleged professionals in the financial industry and how quickly the press endorses it without any research in to the real …