Insurance Archive

If you have a family, or someone else that depends on your income to live, life insurance is an absolute must. Too many families without life insurance lose one of the parents, and then the …

There are many myths about home insurance to be aware of. Myth 1: Flood insurance-Floods are not covered by your standard home insurance, and you must purchase this separately if you have the need for …

It sometimes happens that insurance adjusters and insurers have reason to deny your car insurance claim. However, the power is yours to pursue your claim if you feel that the claim was denied on spurious grounds, …

Your home can be a liability if you aren’t careful, and sometimes even if you are. The top five liabilities seem like common sense, but are often overlooked by homeowners who don’t have enough liability …

If you are currently renting your home, take a look around you. Perhaps you are sitting in your living room with your brand-new flat-screen TV, and a state-of-the-art stereo system that set you back a …

One of the main functions of life insurance is income protection. Due to this, many advisors declare that life insurance is not for the unemployed. Insurance for a non-working spouse is secondary as insurance for …

People do not buy car, house or health insurance because they know there will be an accident. They buy it as a gamble that there might be one. Those who do not have health insurance …

Just when you thought it was safe in your own home! Keeping your child, and family safe, in your home is almost like putting on a stage production. You are the director, your home is …

At one time much of the private sector hired and forced children to work at ungodly, long hours beyond belief. Society changed, laws changed and the private sector changed. We now have forty hour work …

Please do not listen to anyone who says that its okay to handle a claim by yourself. A little fender bender can become a huge headache very quick, and if you are not ready for …

In 1943, Abraham Maslow proposed his hierarchy of human needs in a paper titled “A Theory of Human Motivation.” The need for security, according to this theory, is subsequent only to human physiological needs. As …

There is a difference between the things we worry about and the things we ought to worry about. I’ve known cigarette smokers who were careful not to eat trans-fats, and a sadly overweight woman who …

Insurance agents that sell insurance policies are either a captive agent or an independent agent. A captive insurance writes business for only one company, maintains their own office and usually gets a commission from every …

Homeowner’s insurance is set up to protect the investment you have made in your home.  It protects your belongings from theft and damage from inside your home, and it will provide you with the security that you won’t lose everything …

The potential of losing your life’s savings is very real if you are in an accident and don’t have car insurance. In fact, most states require you to have at least liability coverage on your …

Buying life insurance online can be fast, simple, and easy. If you do not have a company in mind, use a search engine to search for “life insurance quotes.” Since this search will pull up …

West Virginia drivers must carry auto insurance on their vehicle at all times in order to comply with the state’s Financial Responsibility law. The state has set forth minimum amounts of coverage that must be …

You’ve decided it’s time to get renter’s insurance to cover your property, but how do you determine how much insurance you need? The first step is to do an inventory of what you own, and …

Buying life insurance online is an easy task to accomplish, as long as you choose a reputable company. The problem with the internet is that anyone can create a website that looks official when it …

With the cost of taking care of our aging seniors, increasing medical regulations, never-ending paperwork and fewer and fewer doctors, health care costs are soaring in the United States. America now has more than 40 …

If you own a home, you probably have homeowners insurance. If there’s a mortgage on your house, your lending institution requires you to have homeowners insurance in order to protect their investment. If you own …

My wife does not work. She is a stay at home mother, and we have three small children. Now on the surface, you might think that I do not need life insurance on her, why …

Understanding how we spend our money wisely can help in a down economy. When we look at this question, the one thing that stands out first is that we are talking about renting. With renting …

A healthy body is the right of every person in this country. I am limiting my view to those in this country because we are the only first world nation in the history of the …

Almost all states require some form of auto insurance to be carried on any registered vehicle in the state. It is more important than ever to ensure that you are driving insured. Gone are the …

Your home may be the most valuable asset you ever own. Don’t you want to make sure it is covered properly? A few tips on what to look for when selecting or reviewing your home …

Most states these days require you to have car insurance for all of the vehicles that you own, and for good reason. When you spend any amount of money, especially in the thousands, everyone strives …

The following things contribute towards the cost of your insurance: Territory Different territories and rated differently for insurance purposes. Densely populated areas (usually cities) generally cost more than city outskirts. The major determining factor here …

There are many ways to insure your computer. A computer can be either a desktop or a laptop in which any model may need to be insured. Computers can be insured by adding them onto …

Few companies, let alone car insurance companies, run so many different ad campaigns simultaneously.  Fifteen minutes could save you fifteen percent or more on car insurance.  Great, but who is telling us?  The Geico Gecko? …