Insurance Archive

Death can strike anyone at any time. When death strikes surviving family members often suffer if they are left without adequate financial resources. The insurance industry offers a solution to this potential dilemma in the …

Getting car insurance in California is an easy task, but getting a good policy and a competitive price is not that easy. However, with some research you can easily obtain a suitable policy with the …

Renter’s insurance is a means of gaining peace of mind over the belongings within a rental unit, and any possible litigious actions against the tenant from accidents by visitors. Even if the visitor is an …

Condominium Home Owners Associations usually require individual owners to obtain condo insurance. The policy tells you how to file a claim and how to contact your insurance agent. It also tells you how to report …

The simple reality is that life insurance is a business. A profitable business. Profit generally means that the entity that is profiting does so by taking more money than they return to policyholders. A lot …

When you rent an apartment or house your personal property is not covered by your landlord’s insurance. For this reason many landlords require tenants to have renters insurance. This protects both the landlord and tenant …

Homeowner’s insurance is a ‘must have’ in these days of climate change, recession and uncertainty. If you can insure the roof over your head, at least you have peace of mind. There are three parts …

Contracts are a mystery to the general public. Nobody seems to read them until there is some kind of a problem, and then they realize what it is they have actually agreed to. Nothing should …

A self-employed person can obtain health insurance in one of three ways. The first is as a self-employed individual, second as a self-employed person in a group, and third in coordination with another job. INDIVIDUAL …

When should you file a property damage claim on your homeowners insurance? This is actually a simple process, the public just doesn’t know the three biggest factors. 1. Get an estimate for the damage. 2. …

Challenging is a word used quite frequently in ones pursuit of the perfect Homeowners Insurance Policy. Whether you are a first time homeowner or you have done this before, there are many ways to receive …

Losing a loved one is difficult and having to deal with the life insurance process can be confusing as well. Life insurance can provide almost immediate cash to cover your most important expenses. You will …

If you are looking to save money,auto insurance is an easy way to do it! Comparing Nevada auto insurance online can save hundreds of dollars on your premiums every year, and it is simple and …

You want to make your travel and you don’t know if you need travel insurance or it is waste of money. It is important that you have a look to all the coverage options which …

A property owner can be held responsible when someone sufferes an injury while on their property or in their home. To avoid a liability case a property or home owner can make sure his or …

California law requires that any registered vehicle in the state carry minimum amounts of auto insurance at all times in order to comply with the Financial Responsibility requirements of the state. Although even the thought …

I learned about Life Insurance many years ago and have purchased several different types over a lifetime of seven decades. The most basic type of Life Insurance is called “Term,” which is a straightforward arrangement …

Everyone likes to save money on their insurance, right? Wouldn’t it be great if you could know some ways to keep your homeowners insurance premium down? Being aware of common danger areas around your home …

Medical cost is out of control and the people we have empowered to control and govern this giant, has demonstrated their unwillingness to do anything that would stop the abuse that is taking a toll …

All insurance providers are not alike. There are nation wide types of insurance companies and there are those insurance companies who specialize in only a very few kinds of insurance. You should also know that …

Seems like everything is skyrocketing these days. Add health insurance costs to the lengthy list and there’s a crisis that’s out of control. The result is a steep decline in the amount of people who …

As a licensed insurance sales producer/agent, it is my responsibility to make sure my customer’s homes are adequately insured. One way we do this is by running a Replacement Cost Estimator. This program compiles the …

Call any bank and ask what the CD rates are and chances are you will not like the answer. Rates are dropping and the days of a 5% CD are gone. According to the Federal …

Tax exemptions are a major benefit associated with contribution to annuities that are qualified’ or registered’. Annuities are medium-to-long term investment products, some of which offer tax deferral on contributions. In the case of tax-deferred …

Buying life insurance for the first time can be a confusing experience. Shoppers are unsure of what certain words mean, how the policy works, and why they even need life insurance. They may have a …

Inexpensive yet responsive Auto Insurance is what you need the most. Don’t end up buying a very cheap Auto insurance without knowing what you are getting into. Later on when it is time to settle …

Whether you own your home or rent, insurance is necessity to protect your belongings. Renter’s insurance helps cover your property replacement when a covered peril occurs. It is important to have enough coverage for your …

Life insurance is essential to some people. To others, it’s a completely unnecessary financial product. In between those two extremes are a range of views on the role of life insurance in a comprehensive financial …

There are a number of ways to reduce the cost of your auto insurance premiums. Here are a few: • Improve your credit score. It’s a fact insurers use credit scores, among other things, to determine …

In the insurance world, the letters HMO stand for Healthcare Maintenance Organization.  It’s a type of insurance policy that requires the insured to select a “gate keeper”, also known as a Primary Care Physician (PCP), from a …