Insurance Archive

Buying a home is likely to be the most expensive purchase you will ever make. One of the most important decisions to consider while buying a house is what type of home insurance coverage you …

When shopping for auto insurance, there are several factors to consider. While you may not be able to change potentially negative aspects of your situation such as age, driving history, or teenage drivers in your …

Since a house is generally considered a person’s biggest asset it would stand to reason that homeowners pay close attention to their insurance policy covering the home. Unfortunately with so many options, policies and exemptions …

Homeowners often misunderstand exactly what their home insurance policy covers. To avoid nasty surprises after a loss, make sure you know what is and is not covered by your policy. Common home insurance myths include: …

Several college students rent a crash pad near campus. Stocked with hand-me-down furnishings, cheap dishes, laptops, and of course, textbooks, this free-from-the-parents living arrangement could be the best years yet for these students. Unfortunately, a …

An insurance coverage is an investment and protective measure intended to protect, mitigate and minimize the pain and suffering from accidental and unintended loss. The scope of insurance has over the years expanded to cover …

You rent your home and have chosen renters insurance to protect yourself from personal liability and your personal possessions from loss or damage. You want to understand your insurance and the components of your policy. …

Many factors impact the final cost of homeowner’s insurance, and understanding how rates are calculated can help you get the coverage you need at a reasonable price. > Location < Your neighborhood may be the …

There are over 33 million cars traversing the roads of the UK. For these drivers, having car insurance is required under UK law to protect other road users. While it is a fact of life …

Whether it be a mobile home or a stick built home, your home represents a significant financial investment. It is important to be familiar with all things regarding your home, especially the insurance policy. Do …

At Homesite Insurance we strive to bring you policies that provide the coverage you need, so you have peace of mind so that you have protection when you need it most. No one expects to …

When considering purchasing homeowners insurance, you should consider the major factors that impact your home owner’s insurance premium. These factors determine your rates, and they can influence your insurance costs. Being knowledgeable about these factors …

If you own a home, having homeowners insurance is extremely important.  Homeowners insurance will not only protect the structure of your home in the event of a fire, flood, or other natural disaster (depending on …

Renting an apartment or house poses no fewer risks than owning a residence. The loss of your possessions due to a fire or other insurable event is a tragedy. However, losing possessions that have not …

The largest single investment most consumers make is in their home. Unfortunately, the cost for homeowners insurance coverage has increased significantly over the last five years. With many companies offering numerous types of policies, it …

If you’re thinking about purchasing renter’s insurance you have a lot of companies to choose from; but before you pay out your hard earned premium dollars, make certain you are buying a policy that fits …

Although you don’t own your home, you have made the wise decision to purchase renter’s insurance. Renter’s insurance does not only offer protection for your personal belongings. It offers liability protection, which can prove to …

When you own your own home, you need to learn how to choose home owners insurance. The “real” options can be simply understood but they are often candy-coated behind other seemingly important yet totally unnecessary …

My first job was where collision damage waiver (CDW) was my bread and butter.I was a clerk in a rental car agency, and though I was paid an hourly salary,in addition we were compensated quite …

Home insurance is not cookie cutter coverage that evaluates every house the same.  Instead, there are a number of factors that affect your rate.  The good news is that current homeowners can make improvements right …

If you live in a rented house or apartment, having renter’s insurance to protect against property loss, damage, or personal liability for loss or damage suffered by others in the rental property is a prudent …

Renters come from all walks of life. Families with children, students taking their first step away from the parental home and city dwellers. One thing they all have in common is the need to have …

Renter’s insurance is an important component in renting an apartment. It offers personal property protection and liability protection. When purchasing renter’s insurance, it is important to understand each component of the policy. As you finish …

Like a homeowner policy, mobile home insurance offers coverage on the structure, contents, loss of use, other structures and property liability. Whereas a home owner policy usually comes with replacement cost (RPLC) many mobile home …

Few people would even think of buying a house or condo without having homeowner’s insurance. It is assumed and accepted that losses you suffer in your own house are your personal responsibility. Many people, on …

Finding tenants insurance in the UK is quite a challenge. Most insurance companies prefer to deal with exclusively with homeowners. But renters also require coverage for their personal belongings in the event of an unexpected …

Are you a victim of High Auto Insurance Premium? Do you think your Auto Insurance Premium is High? The answer to both these questions is invariably going to be a YES for the majority of …

 The most common form of home destruction is caused by fire. 14 The first fire insurance policy collected from many individuals by London merchant Nicholas Barbon (English economist, physician and financial speculator 7) and associates, …

If you’ve made the decision to rent your home, apartment or condo, it’s probably time to begin at least considering a renter’s insurance policy. Not only is renter’s insurance typically inexpensive, it will cover your …

Almost every state in the U.S.has mandatory car insurance requirements. Car insurance rates can be expensive, and the best way to ensure that you are getting the atleast the state required coverage at the best …