Always have several streams of income and never rely on one income from one source only, having just one job is like having just enough to live. Get another job or start making money with …
In today’s challenging economy, it’s more important than ever to know where your money goes. Taking the time to establish a budget is one way to understand how you’re spending and make decisions about where …
Having a tight budget is tough even when the economy is good, and when the economy is bad a tight budget is even tougher. Growing up poor has an advantage, not having excess becomes a …
Ok, lets get going on a topic right away….Money. Wow! Everyone needs it, alot of people write about it and still more talk about it. Well, I am going to also. But, this post will …
Saving is a crucial ingredient necessary for successful realization of your financial plan. Financial plan can not be made alive or implemented if it is not backed up with savings. Efficient financial plan is comprised of the …
An abundant life doesn’t happen in an instant. It doesn’t necessarily require luck or fate, all it needs are good planning and careful, persistent, and determined efforts. Financial planning is very important in achieving a …
As our little ones emerge from being a twinkle in our eyes to a real life child, parents smile at the amount of help they may receive from family and friends. In the beginning this …
The amount of money that you need to live comfortably would depend on what your “comfortable life” is. Comfortable living doesn’t have a definition, and it depends on each individual. This reminds me of a …
Living well is defined differently by everyone. The amount of income that a family has will often dictate how they define living the good life. When you can’t manage to gross $25,000 a year much …
1. Put All Your Biils Together, and Keep Them Together! As soon as your mail arrives, pay them immediately so this way you know immediately how much money you still have, or at your designated …
Due to these tough economic times brought about by the continuing global economic crisis, people look for alternative ways to earn extra income. However, one of the biggest problems encountered by people in search for …
This question is not all that different from asking what constitutes financial freedom? And the only problem in asking this question is that many people have their own definitions and understandings of financial freedom. For …
Everyone dreams about financial freedom. What financial freedom means to most people is having enough money to pay their bills, plus a little extra for the extra things in life, which they strive to be …
With today’s economy, many people are searching for ways to earn extra money. While it is true that you can make money online by selling on websites such as EBay, Etsy, and Amazon, these methods take …
Sage is one of the industry standard financial software packages that you can install. However, it’s not a freeware software package. If searching for alternative freeware financial software packages, there are quite a few that …
Time is a very important element in saving for retirement. Ideally, college graduates are in a very good position to retire comfortably with a lofty sum of pension, savings, and other investments. College graduates have …
Its a tough one but in all honesty, money is something that will dictate our lives at quite an early age in any event. With technology i.e. computers becoming the norm, so much is now …
For many people, a home is the biggest purchase they will ever make. While home buying can be confusing all on its own, saving up to buy a house can be even more confusing. Before …
A few years ago, Congress passed a means for parents to save additional money for their children to go to college on top of the educational savings account. 529 college savings accounts allow you to …
Why should parent’s wait to give their children inheritance or financial aid? There are many reasons I can think of, which include the following. The older a child becomes, the more likely he or she …
Although many people like to plan for an early retirement, in a financial sense, it may not be the wisest decision. The reason is that there are several financial benefits gained by a person when …
The process to sign up for T-Mobile online bill payment is quite a simple one really. Keeping in mind that the German formed T-Mobile is the 7th largest mobile phone service provider in the world …
Let ’em wait. It’s not really about knowing when to start, it’s about knowing when to stop. Our children live in an age of entitlement. They believe they deserve and should get whatever they want, …
When it comes to finances we all have things that we want and things that we need. Often the things that we want our forget in favor of the things we really can’t live without. …
Educate the now generation early on about the benefits of saving and investing money. They should know that that picking up efficient money management skills early on helps us become financially independent later in life. …
Retiring early is a dream that many people have, but a dream that few can actually bring to fruition. In today’s world, where many retirees are their retirement savings, retiring early seems out of the …
An old adage says that all things in life are for free. Certainly, money is not the main source of true happiness especially in an intimate relationship such as marriage. Nevertheless, having money makes life …
Financial freedom. If you are a television watcher, then you probably have seen numerous infomercials about having financial freedom. If you have attended any business seminars then you probably have heard this term. The latest …
One thing that all investors worry about is that their investments won’t appreciate nearly as quickly as they’d like or need them to in order to effectively hedge against inflation. Most investors are in agreement …
As unmarried couples you face unique money issues; however, do not fall into the trap of failing to do your financial planning on time as you may be placing your relationship at risk. The deeper …