Financial Planning Archive

Positive Ways to Survive a Recession The news is depressing. Your hours at work have been cut and may be cut even more. You feel helpless to stop the downward spiral. You are worried about …

The only alternative to face your debt and address all of your financial needs is to have a well planned personal finance budget. A budget can help you take control of your expenses and divide …

As a stay at home, homeschooling mother of ten children, with seven still in our nest, I have always tried to find ways to cut costs and make the money my husband makes stretch. Lately, …

Some say that you have to spend money to make money. This is a myth in internet marketing. Let us show you how to make money at no cost with some effective ideas and internet …

There is no question about whether a financial windfall is a good thing or not. It, of course, is a great thing. What does come into question is what to do with it when you get …

Getting married is one the most important decisions you may ever take in your life. However, it may turn into a financial nightmare if you don’t discuss in advance your financial goals and financial decisions …

Money management for the individual is similar to corporate finance management for organizations. Both help in making financial decisions, such as whether to buy a car (investing in that project), how to finance the car …

There is no greater experience than buying your first home. It is one of the biggest expenses we make, and it heralds a time in our lives to settle down and perhaps think of children. …

Swagbucks is a website that allows you to earn free rewards for things such as Amazon gift cards, all for doing things that you would be doing online anyway. There are many ways to earn …

Money is not an easy thing for some couples to manage. The very topic can cause arguments and general discord in the relationship. Often, when money is tight, they blame each other’s spending habits. This …

A financial plan can help you with the following things: Assess your financial situation by helping you track income and expenses, establish an emergency fund, and determine your overall net worth and to see where …

Do you have a will? Is it current? Does it reflect where you want everything you own to go? What about minor children? Pets? What happens to them if you die? Who will ensure that …

It is a good idea for teenagers to use money wisely. Managing money is a responsibility for them, especially if they wish to attend college. Finding a job is a good way to start, and …

Paying your bills in an effective fashion is something which requires considerable organisation. It’s happened to most of us at one time or another, that unexpected bill arriving in the mail, or maybe a bill …

What goes up must come down. On the other hand, is there such a thing as a cheap college education? You want your children to be the best they can be within the environment in …

The recession is causing job loss meaning many families are finding themselves dependent on unemployment. The funds of unemployment are less than their working incomes. This means that there are corners being cut to survive. …

During your peak career years, there are easy-to-follow tips to help you keep your financial future secure or help you develop a needed financial plan to guide you from your 40s in to your retirement …

Financial planning is vital to your future security, but if you don’t really know what you are doing, you would be well-advised to hire a financial advisor, rather than relying on the helpful comments of …

Personal finances can be tricky, and can come at a cost of debt, worry, high anxiety, and stress levels that are catastrophic. Learning how to become great at handling personal finances is an ideal endeavour …

Whether to rent or buy can be a tough decision. In a lot of ways, it is easier to rent than to buy. If a potential buyer has a low income, they may struggle to …

If you want to retire early, you must have a plan. Many people want to retire early, but unfortunately don’t plan keenly, or don’t even plan at all. This makes early retirement a dream. However, …

Knowing where and how to invest your money ensures a certain amount of financial freedom. But real freedom comes with owing no one, and in this modern age, that is hardly possible. The closest anyone …

Track every penny you spend, it doesn’t matter how you track your spending since the most important thing is to do it. You can use a cash notebook, or a digital notebook, you can use …

Your ultimate goal is to invest, and invest wisely, but there are rules to follow to get to that point. Save The first rule is to spend less than you make. Mathematically, this is not …

There is no question that issue of finances is a stressful topic. Especially when talking about your own finances. There is so much trouble to get into. It often feels that one simple mistake could …

Rising food prices and increased cost of living in general make it difficult to create a realistic budget nowadays.  Other times, we manage to design a realistic budget yet fail at implementing it due to …

Paying your bills on time can be a real headache if your funds are limited. But streamlining the process can be quite simple, if you go about it the right way. The very best way …

If you are in between jobs, you could be experiencing some unusual levels of stress due to having to worry about your financial situation in the mean time.  If you have been laid off, there …

Money management is not just for businesspeople. Each person can learn to become more efficient with their funds. It is basically all about cash flow. You need to pay attention and to know exactly what …

Personal finance covers a broad spectrum of ideas that affect all areas of life. While money is not the most important thing in life, proper money management practices can help to ensure that you and …