Do you find it impossible to save on a regular schedule? Do you have only a hazy idea where all your money goes, fail to pay your bills on time and sometimes struggle to make …
Living on less than $25,000 a year is considered to be the poverty line. Anyone who makes an income beneath this income is destitute. The idea is that if you don’t have the money to …
The horizon of financial planing and development has been dramatically changing through development and continuous up-gradation of a relatively new discipline known as Mathematical Finance. It is a branch of mathematics which enjoys relatively high …
When it comes to your budget there are usually things that you can do to reduce it whether you realize it or not. There are things that everyone needs and then there are things that …
Like many parents, I wish to leave my child with an inheritance that will serve him well for the rest of his life. But, unlike most parents I know, I do not intend to give …
If you want to master money management tips, live below your means, get on a budget, avoid credit cards, and invest into real estate property. Investing time and practice on a daily basis into improving your …
One of the most significant things families are overlooking or ignoring is financial organization. This can become a headache once you begin to realize how much money has been wasted over the years. By having …
There is nothing as important in securing one’s future than financial planning. Financial planning is basically drafting out things one needs to have and do in order to have a comfortable and basically financially worry …
If you have sat down, and worked out some great “life goals”.. things you want to do right away, and things you want to do in the future, then you now have motivation. Motivation is …
Solving money problems begins with changing our incorrect concepts about money. Money problems are born out of ignorance and a misunderstanding of economic principles. Let me explain. One of the major flaws in our thinking …
The urge to acquire large ticket items can be easily succumbed to through the use of easy credit. However, the resultant interest costs associated with credit purchases only serve to increase the cost price of …
From time to time many of us will have to rein in our household expenditures to cut our spending costs. Some things are out of our control, whereas some other things are controllable. In modern …
Financial budgeting has many advantages but the overall concept is done so you can come up with a strategy to reach your economical goals and most of all get rid of all the sentiments from …
Financial planning sounds like a term stuffy business people and lawyers would use. The truth is it is a term everyone should know and understand. Financial planning is more than just saving money and investing …
Financial planning to survive a recession begins well before the possibility of a recession. Not understanding that a recession can occur is like assuming that a sunny day will not possibly be followed by a …
For many of us a car is a necessity. The next car purchased is usually done when the previous car has begun showing severe signs of deterioration. We have spent too much money on …
Most people have experienced some form of financial stress, either because they don’t make enough to pay for all their expenses, or they don’t make the right financial decisions. Whatever the case might be, here …
A lot of people who write about how to live really well on less than $25,000 a year haven’t actually lived recently as a family on less than $25,000 a year. What’s more, part of …
Every family must have a proper way of managing its finances and also know how to make future financial plans that will benefit the family as a whole. The following tips will help you as …
When I was a kid, I grew up with very hard working parents that struggled financially due to job layoffs and not knowing a lot about investing and other financial principles. As a young adult, …
One of the classic errors which a high percentage of people make is taking on financial products without a basic understanding of how they work. Decisions which are fuelled by a basic lack of knowledge …
When fortune smiles upon you, the exuberant feeling can often lead to reckless indulgence or lavish expenditures. While no one admires a petty old miser, there are some prudent steps you can take to maximize …
The concept of “liquid net worth” merely combines two financial concepts: liquidity and net worth. Your liquid net worth defines the amount of your net asset worth that you can convert to cash easily. The …
Getting married is one of the biggest decisions you can take in your life, and you need to ask many questions of yourself and your partner to make sure you’re ready for what should be …
How a couple successfully – or unsuccessfully – manages their money easily tops the list as the most common cause of marital disharmony. Contrary to the myth that disagreements about money is really about the …
The bills are mounting on the desktop, and you have discovered that you have no good way to pay them. You must raise cash fast. Raising money quickly requires creativity, discipline and hard work. Raising …
Ideally, people would start planning for their financial future the day they get their first allowance from their parents. Unfortunately, most kids do not think of their futures, and shouldn’t have to because childhood is …
If early retirement sounds more like a pipe dream than a real possibility, you are not thinking big enough. It is not only possible to retire early, but it is completely possible to enjoy your …
The best way to measure your financial success is how much money you have, it’s the amount of money you have that will tell a great deal about you. No wonder people judge each other …
Being conscious about your money means knowing what is going on with it at all times. It is about having an intimate relationship with your currency. Just as a farmer develops his crop by tilling, …