I live in Franklin County, Missouri, considered the Methamphetamine capital of the United States. The increasing addiction levels across the nation are the direct result of the simple fact that it’s cheap to make meth and …

Being an ex-felon of a non-violent crime myself; I spent over 2 years in very overcrowded prison while sex offenders and car jackers were being paroled. My charges were for a lot of bad checks …

Police officers are assigned to serve and protect. They put their lives on the line each day in order to help ensure the safety of ordinary citizens. They also enforce the law. Sadly, if you …

Credit is leading to the downfall of society.when bankers loan their credit , collect fees and a few payments and  sell  uncollectible accounts to secondary markets.  The $700  billion taxpayer  bailout  money, with billions paid …

The person who can accurately estimate his or her future expenses and then be able to pay each of those expenses in a timely manner when each of those expenses becomes due and payable is …

Getting control of your credit card debt is not as hard as you may think. There are many ways to gain control over your credit card debt. Most people lack the discipline needed or are …

Rolling over a 401(k) into an Roth IRA is an important decision that can affect your long-term retirement goals. For many people in America today, a 401(k) is the only type of employer sponsored retirement …

Because I said so In America we are raised to question authority. It is a simple statement based on the premise “We hold these truths to be self evident” as stated in the Declaration of …

Saving money on auto insurance, a few things to think about before purchasing insurance. Auto and truck insurance is expensive, but required by law.  Insurance companies are known for taking advantage of people when it …

The Health Insurance Portability and Accountability Act, commonly referred to as HIPAA, was established in 1996 as a means of protecting consumers in regards to their insurance rights. The basic premise of the Health Insurance …

Rather than “confirm and consent,” the Constitution reads differently, and “He” means the President, as follows: “He shall have Power, by and with the Advice and Consent of the Senate, to make Treaties, provided two …

Our TV screens seem to be awash with property programmes and many of the people featured are pursuing a dream to move from the urban rat race to a more sedate lifestyle in the countryside. …

Credit Scoring, also known as Financial Rating or Insurance Scoring is used differently depending on the state. Most state laws that allow credit scoring limit its use only as a discount on a policy. Even …

Never feel cash crunch with payday loans The cosmopolitan lifestyle of today’s world revolves round money. Having bucks virtually means having everything; dignity, respect, status and all, on the other hand if you don’t have …

Don’t confuse passive income from dividend income. Though both are similar in some ways, they also have very significant differences that make them unique. Passive income is income derived from investments, businesses, and yes, even …

The true cost of crime to society People are taken in by con artists in the United States on a daily basis. Most of these unsuspecting victims are quite familiar with the common criminal that …

According to the U.S. Small Business Administration, nearly 9.9 million workers in the United States were self-employed in the second quarter of 2012, and that figure does not include those whose businesses are incorporated. If you …

If you are an avid reader, in probability you may spend a big amount of money on buying books draining your paycheck.  However, if you take some time to search for alternatives  you will be …

Depending on who you’re talking to, credit can be the worst thing in the world, or the best. Not surprisingly, both positions are correct – in part. The key to understanding this paradox is that …

My first question is: Retire from what? The obvious answer would be retiring from one’s job, but a more accurate definition might be retiring from someone else’s claim on my time and resources. If I’m …

Nowadays, bills seem to pile up, leaving your account nearly bone dry on a monthly basis. You feel like there is no light at the end of the tunnel. Even with a raise, you can’t …

Credit cards are very convenient. They allow you to avoid carrying a lot of cash and give you extra protection. They let you buy now and pay later. It can be difficult to get a …

Whether you file an annual tax form as an employee or a quarterly filing because you are self employed, there is a sinking feeling when you get to the bottom line and discover that you …

How to manage your taxes when you work as an independent contractor My husband and I just finished our refinancing application. I don’t believe that the small, conservative bank we worked with was expecting the …

Inventor Q&A: Should I manufacture my invention or license it for royalties? “I have a new invention that I’ve been working on. I’m just not sure how to actually go about producing and marketing my …

The 1980 Rome Convention on the law applicable to contractual obligations will be replaced by a new regulation, the Rome I Regulation (Regulation 593/2008, OJ L177/6). This was approved by the Council on 5th …

Americans are quick to complain about the federal deficit and support budgets cuts to curb government spending. Economists agree, the US cannot continue spending more than it takes in. Yet many of the same people …

The idea of putting aside a portion of the paycheck in order to save for the inevitable rainy days is quite compelling but given the ever-increasing prices of commodities especially during these tough economic times, …

Home insurance is one of the most important investments you make in your home and in your security. If you have a mortgage on your home, you are required to carry home insurance. Even if …

We have all heard of the truckloads of counterfeit U.S. $100 banknotes that the North Korean Kim dynasty manufactured and sluiced through the Macao bank, Banco Delta Asia. What few of us realize is that …