Incorrect credit histories are much more common than many people would imagine. Some experts estimate that nearly one-quarter, or 25%, of adult individuals have mistakes on their credit reports through no fault of their own. …

The holidays can be a very stressful time of the year, especially when it comes to shopping for family and friends. The malls are packed, stores are slashing deals and the only thing missing is …

Investing in the stock market as a route to wealth involves being aware of the techniques and strategies that lead to investing success. In order to understand and implement these stock market techniques usually requires …

Once debt becomes out of control there are obvious signs. When your new best friend is the debt collector on the end of the phone or you hide behind the sofa when the rent man …

The media appears to have a love affair with its coverage of crime. It would be sufficient if the news outlets simply reported a crime story with cut-and-dried details only. Instead, it raises the fear …

United Parcel Service (UPS) is one of the world’s leading carriers.  They ship and deliver packages worldwide.  They are common to a majority of citizens and are a household name.  They compete amongst many other …

Financial problems are an issue for many people for a variety of different reasons. You could find yourself in serious debt and about to lose your home or business, or you may have no savings …

Your budget is stretched tight, and you aren’t sure where you’re going to get the money you need.  You’ve heard about personal finance loans, but what are they?  Can a personal finance loan be helpful …

Housing bubbles. Mortgage crisis. Recession. The media reports doom and gloom as it paints the dismal picture of the current status of the real estate industry. Foreclosures are up, home sales are down, financing has …

-Logging on- The home page, although quite attractive, is very ‘busy’ with the range of financial products available and the services that Natwest provide, which applies to almost all bank homepage websites I have visited. …

Every year, financial and current events magazines publish “Best Retirement Location” lists. While one or two locations are repeated for a year or two. Most of the time the sites are new from year to …

I worked for several different not for profit debt consolidation agencies and it does work, however it is not instant.People have a tendency to wait until they are so far in the hole that they …

One of the most commonly-transacted derivative financial instruments in the stock market are the stock options. Basically, stock options are preemptive rights to purchase a specified number of a company’s stock on an agreed future …

Tax Day is rapidly approaching and you may be on the lookout for a tax preparer for yourself or your business.  How can you ensure that you choose a good tax preparer?  Choosing a good …

Why few people are arrested for filing false child abuse reports! Most child abuse reports are made to CPS. CPS stands for child protective services. CPS is responsible for investigating all reports of child abuse …

The Vanquis visa credit card is designed to help people with bad credit repair their credit rating. The Vanquis bank is part of the Provident Financial group most known for their long history of door …

Barnes & Noble announced earlier this week the company experienced a data breach where exploiters intercepted credit and debit card data. Hackers had compromised dozens of PIN pad devices used in several dozen of the …

Consequences of Alcoholic misuse.  The long-term consequences of alcoholic beverage consumption can encompass heart infection, peptic ulcers and a debilitating liver infection called cirrhosis. Studies have shown it only takes three to four, 12-ounce beers …

No-load mutual funds are funds sold by an investment company that does not charge a buying fee; opposite to that are loaded funds that have a buying fee added to the fund. When decoding the …

Bernard “Bernie” Lawrence Madoff was born on April 29, 1938 in Queens New York to Jewish parents Ralph and Sylvia Madoff. His grandparents on both sides had immigrated to the United States from Romania, Poland, …

Are you willing to risk all the wealth you’ve worked hard to accumulate over your lifetime on a single throw of the dice? You’re getting ready for retirement. Your mortgage is finally paid off (or …

As unbelievable as it sounds, insuring your new yacht is not much more difficult that buying car insurance. In fact, many of the same type of provisions are available with yacht insurance as car insurance. …

Derivatives are financial instruments that derive from so called underlying assets. A derivate can be related to, among others, a stock, a currency, a whole index, a commodity, a bond, and even other derivatives. Derivatives …

A lost or stolen purse or wallet is something many of us unfortunately deal with at some point during the course of our lives. Reaching for your purse or into your pocket for your wallet …

The drug, methamphetamine, is running full tilt in todays society. Sure, it seems harder to get, but thats because the people who are making it are trying to get the prices to go up. Yes, …

If you are into banking on the Internet, you should be aware of how much you have in terms of tools to help you. There are many ways in which banking on the Internet is …

You can spend a lot of money on Disney apparel.  A lot of this will depend on where and when you buy it.  Many people have children that love the Disney characters, and you might …

If you own a home and can no longer afford to pay the monthly mortgage, it can be hard to know where to turn. Below are some possible solutions to consider if you find yourself …

How to maximize your returns on the investments: The objective in personal finance is to maximize the risk adjusted return on capital employed. It involves 2 basic principles which are as below: 1. A safe …

A contract of insurance is a contract whereby one party named the ‘insurer’ undertakes to pay a certain sum of money to another party known as the ‘insured’ on the occurrence of uncertain future event. …