Managing Credit and Debt Archive

There are many individuals across the nation that do not realize how easy it is to apply for a debt consolidation program. Entering a debt consolidation program is not difficult for most people and generally …

“You can’t balance a check book from the middle of the ocean or from a fox hole in a combat zone!”  Every service member who is preparing for deployment should hear those words and make …

Every Person in the United States of America is a consumer. That means Americans like buying things, and a lot of things at that. Americans want more no matter what they already have, and in …

When it comes to managing your debt and getting it paid off, there really is no magic quick-fix. Having a system and a plan will help you however, but I don’t mean “shuffling” your debt. …

There are several ways that person can quickly increase their credit score. Credit score is determined by the amount of debt that a person carries and how quickly they pay off that debt. This means …

With the economy being worse than ever, everyone tries to meet needs and get out of debt. Unfortunately, while the good intention is there, the knowledge is not. In order to reduce debt and stay …

Government assistance programs that help pay bills differ greatly by country. From the European welfare states providing extensive social security nets to almost no provision in many developing countries, the level of state help varies. …

It can be said in one sentence. Don’t pay your bills. Try a loan modification Let your house go into foreclosure. Get lots of credits cards and max them out. Pay one credit card with …

How the recent financial crisis has affected you negatively and the steps you are taking to correct the situation In the last six months has been really a struggle for my family to keep afloat. …

Some individuals compare finding an unsecured credit card when you have bad credit to searching for buried treasure and the individuals that actually find them are very lucky. Finding a credit card when you have …

Your credit card is maxed out again and what do you have to show for it? A whole heap of items you did not really need and now that you actually have them, you realise …

In times of plenty the majority of people were happily spending their way to bankruptcy, even if they were not aware of it. It was not uncommon to see a household with three drivers and …

It is all too common for people to overspend, and purchase items they cannot really afford. Large debt can occur, and it can be very difficult to pay back credit cards due to not having …

Paying your bills while deployed can be seen from two different perspectives.  The first perspective is from the service man or woman that is single, and the second is from the service man or woman …

Every day, this firm holds the financial futures of millions of Canadians. It also can be the biggest defamer in the country. We are encouraged to check our bureaus at least once a year to …

If you are dealing with bad credit and you want to repair it, you should first search out a debt consolidation loan. But if you have bad credit, what firm will help you acquire a …

Any financial expert will tell you that we are facing the biggest financial dilemma the country has ever seen. Along with the nation’s financial crisis and credit crunch, an increasing number of individuals are falling …

No matter how experienced you are at handling your own money being a couple introduces a new dimension to finances. Sometimes there are tax incentives or opportunities that are not available to singles, and there …

Making the decision to get out of debt can turn life around for the better. Getting out of debt has never been more important than in the post recession climate where interest rates, living expenses …

The path to becoming debt free (and ultimately – financial independence) can be a long one. Numerous factors along the way can derail even the most sincere attempts to rid yourself of that nagging debt. …

The Swedish retailer Ikea has successfully introduced its Ikea stores in Europe, North America, Asia and the Middle East, always gaining popularity wherever it opens, with reasonable prices and great home choices. The retailer offers …

Money responsibility must be taught to children while they are still young, to help them manage their finances better when they are grown ups.    Nobody knows what the future will bring, so preparing children to …

Before a divorce, during a divorce, and after getting a divorce you need to concern yourself with credit… credit establishment, credit files and credit scores. Though divorce and credit is a concern for both men …

Debt has become equivalent to a four-letter word. Paying off debt frees up income to invest and save, reduces stress and aids you in becoming financially independent. Yet paying off the minimum on your credit …

Any debt collection agency can be difficult to deal with, but Allied Interstate has an especially bad reputation.  They call constantly.  They harass you.  They tell your friends and family what a deadbeat you are.  …

The best way for young people to avoid debt is not to borrow money! If the credit crisis has taught us anything, it’s that sooner or later every chicken comes home to roost. If you …

Anyone facing multiple credit card debt needs to know the best way to tackle it, in order to clear it down in the speediest and most cost effective way. Balance transfer cards offer an option, …

Credit card debt is a major problem in the lives of many people. All too easy to accumulate, there are those who discover only too late that their level of credit card debt has reached …

With all the articles, books, and other things that have been written about how to get out of debt, one would think that it is a difficult process.  However, the reality is that while it …

Of all the things you would not want stolen, one of the most important is something intangible: your identity.  Identity theft is all too common nowadays, and its ramifications can play havoc with your credit, …