Loans Archive

Nothing brings a smile on your face faster than a cash injection after a financial dry spell. Nowadays, online lenders offer quick loans through websites to meet customers’ needs. Most of these websites require important …

Five tips for paying off student loans The bliss is unparalleled. You shake your university president’s hand as you triumphantly grasp the degree case that will forever hold the glorious diploma that states that you …

It’s easy to understand why a business that has a line of credit set up is superior to one that has no such advantage. This is so even though the business with the line of …

Taking advantage of people is an art form in this day and age. Unfortunately, there seems to be no sign of dishonest activity slowing down any time soon. While some criminal minds have the ability …

Having been in the mortgage business a little over fifteen years I have made it a habit to read most of the press and articles written on the looming mortgage crisis. It would appear that …

You’ve loaned money to a friend or relative and they haven’t paid you back.  In fact, they’re not even answering your phone calls.  The best thing to do is write it off and move on.   …

Many individuals and families that plan to acquire a property do so by applying  for a mortgage. There are three potential players that you may have to choose from in case you are going in …

With the amount of debt that has been accumulated in recent years, trying to get out of debt with a debt consolidation loan has become a popular way for a person to reduce or eliminate …

Finding a high quality lender, with a great rate and the best terms can be a difficult process, especially with all of the lenders available to choose from. It can be mind numbing with the …

The disadvantages of taking out a private loan are many and the process is equally fraught with danger. Private loans are not subject to legislation or regulation in which personal loans from such as banks …

Payday Loans are not consistent with a free market. In a free market both the seller and the buyer have the opportunity to walk away from the deal no worse for wear. In the typical …

While you may assume that after you file for bankruptcy your life is basically over, you aren’t completely right. While it does do a lot of damage to your credit and your overall ability to …

Besides your mortgage, buying a vehicle may be the next largest expense in your financial life. It is sometimes ideal to be able to pay cash for vehicles and save on the interest charges, but …

Pay day loans are loans issued to a borrower, with an un-cashed check, or electronic access to a bank account from the borrower as collateral. Lenders will charge the amount of the loan plus finance …

Many people suggest that paying a mortgage as quickly as possible is a great financial move.  They point to the obvious benefit of avoiding the interest payments that pile up over the 30 years of …

It is very important to know if a short sale is the best answer for your situation. A short sale becomes a viable option when you owe more than the property is currently worth. You …

The home equity line of credit also called the HELOC loan. When shopping for a HELOC loans, borrowers should be aware of the fees that are associated with these types of loans. Borrowers should also …

If you really must get a personal loan, check out all the lending rates and small print to ensure that you get the best deal. However try a couple of alternatives to a traditional loan …

Construction loans are issued for the time period in which construction is to take place. Since most buildings don’t take 15 years or longer to construct, the monthly payments can be higher for construction loans …

As college becomes more expensive and college loans become a larger debt than expected, there are ways to keep your head above water and not default on your student loan. Graduating from a great school …

Upon turning 18, children often feel empowered by the new opportunities with which they are presented. This newfound autonomy sometimes leads young adults to get in over their head as far as debt is concerned. …

The majority of undergraduate students who need to take out private student loans to cover costs towards their college education have no established credit history of their own. As such they present as an unknown …

Many families and individuals have been hit hard by the recent recession.  Families that have been affected by a job loss or pay cut are looking for a way to pay their bills without having …

I was inspired to read about the mortgage crisis after reading an article about Frank Gong of JPMorgan Chase by Xinhua and CRI English Service. In the article, Mr. Gong commented about a …

In the last five or six years there has been a sudden growth of payday websites. This is a sign of the times along with the growth of ‘pawn brokers’. Why are payday websites in …

Should you pay upfront costs when financing a small business loan? Desperate for money, many entrepreneurs are forking over thousands of dollars in upfront costs for business loans that many times are not funded. Disappointed, …

The key word is “fair”. Of course it’s not fair that I have to help someone who made unwise decisions and now has to be bailed out. It may not be fair, but I would …

Being Self-employed can be an annoyance when you want to obtain financing. This is due to the fact that most traditional lenders are more comfortable lending to those that are employed because there is more …

It’s going to happen at one point or another in your life, a family member is going to need some sort of help financially. They won’t have the money, and will ask you for some …

Every student dreams to pay off student loans quickly. Many teenagers take student loans to pay for college. These loans are generally better than the private loans because they are supported by the U.S. federal …