Your home may be the largest investment you make in your lifetime. It may be the one constant in your life, when other things are changing. Many associate the homeowners insurance they purchase at the time of their home’s closing as something constant as well or not to be changed. Nothing could be further from the truth. In reality, you should always revisit all of your insurance companies, yearly or every other year.
Many insurance companies that specialize in homeowners insurance take customers for granted. Some insurance agents assume that you will not watch subtle increases in your premium.
They know you value your home and the possessions inside and assume you will leave the homeowners insurance in tact. Many homeowners also are reticent about changing their insurance, feeling that it’s a time consuming and difficult process. You should not view your homeowners insurance that way. You can now change your homeowners insurance company, just as easily as you would change your car insurance company. With the internet, we are all free so speak. Free from lugging around a heavy phone book and trying to read page after page of the tiny names of every insurance agent.
You then have to dial each insurance agency and give various individuals that you don’t know, personal information, over and over; all while making tiny notes on the phone book pages. If you don’t have a computer, you probably know someone who does. If not take a trip to your local library, where you can use a computer free of charge. You should remember that when entering information on a computer at the library, your information may not be a safe as using the computer of a relative or friend.
To receive your free homeowners insurance quote, start with these simple steps:
Find a website that offers free webs searches. If you watch television, you’ve probably heard of “Yahoo” or “Google”. These are known as “search engines”.
Once you’ve arrived at your search engine of choice, you can simply type in “homeowners insurance quote” and watch your options abound. You can also simply type in the name of any insurance company that suits your fancy.
There are many online companies that sell homeowners insurance and will provide a homeowners insurance quote at no cost without obligation.
There are also sites online that will give you homeowners insurance quotes from several different insurance companies at one time. You can therefore compare companies to see where you’d save the most money. There are some sites that allow you to enter information about your home and then companies vie or bid for your attention.
You can then choose the best insurance rate. Don’t be afraid to enter your information online, it is just as safe, if not safer than telling a new homeowners insurance agent your personal information over the phone. Make sure that the website you visit has the padlock in the bottom right hand corner.
Also make sure the website starts with https and not simply http. Following these tips will make changing your homeowners insurance a breeze. You’ll save valuable time, valuable money and protect your most valuable possession: your home.