Managing Credit and Debt Archive

Credit is a very important asset in today’s society. Differing views exist as to the overall importance of credit versus the importance of cash, however, supporters of the latter do not deny that credit can …

PREVENTATIVE MEASURES: *Always return the card to the same place in your wallet every time. Ignore the glares from the people in line behind you and take the ten extra seconds to put it away. …

Eliminating credit card debt isn’t a difficult task as long as their is a plan of action in place. Eliminating credit card debt is one of the hardest things to accomplish when you lack discipline. …

Many individuals do not realize just how damaging credit card debt can be. Although circumstances do occur which are out of our control, a history of late payments and non-payments on your credit cards can …

High credit card debt is a burden more Americans share daily. Since the turn of the century, average credit-card debt per household has more than doubled to $19,000. It is not just young couples who …

When it comes to selecting a credit card, consumers are best advised to comparison shop to find a card to meet their individual needs. Opting for the first unsolicited pre-approved offer which arrives in the …

Many of us have seen those brilliant commercials where a man lifting weights suddenly talks with the voice of a teenage girl. This commercial and the others from the same ad campaign are dealing with …

When you need to obtain credit then it is right that lenders evaluate your risk and make an assessment of your likelihood to pay it back. They do this by calling up and paying for …

Identity theft can take many avenues, but they all end up with a thief trying to profit from possession of someone else’s personal information. Stopping it sounds simple: don’t let your personal information get away. …

A credit report is very important piece of financial information for the majority of adults across the United States. A credit report and credit score are used by many different companies to determine your level …

If dark clouds of bankruptcy are gathering on your household’s horizon, there are alternative avenues that should be explored before taking that final financial plunge. Sometimes, with diligence and planning, these alternative approaches can work …

Handling debt can be extremely difficult for most people, especially during a time where they are practically struggling to make ends meet. Difficult as it may seem though, it is however necessary to formulate a …

Good credit is important to all aspects of life. A poor credit rating can prevent you from securing a mortgage, financing your education or even from landing a job. This is precisely why it is …

If you have no credit history you might start thinking of your financial future, what if you will need a mortgage, car loan to get to work or finance for any other expenses in your …

Those who have been turned down in their attempts to obtain credit cards will be attracted to the advertisement of ‘100% approval’ and those with no credit or bad credit will like the ‘no credit …

Your Fico credit score is an accurate reflection of your financial history and is used by most lenders to assess if you are a high risk customer or a welcome one. Your credit score affects …

Too often, people overlook the importance of their credit rating and how it affects many different things in their life. Your credit rating can affect the interest rate for loans that are made available to …

There are a variety of ways to avoid debt which can involve a number of financial strategies. Here are a few tips to better avoid debt. Open saving account: You can open a saving account …

A credit card is not free money; it is a loan to be paid back under terms described in the credit card agreement. Today, a credit card is practically a necessity, but beware. It is …

When you use credit your credit activity is reported to the credit bureaus, who in turn report to FICO which compiles your credit score. In a similar manner banks, credit bureaus and other financial institutions …

We all know the importance of our credit scores. If your score is not where you want or need it to be, is there anything you can do? Sure is. And it can all be …

It is easily done, your a bit short of cash and have other debts, so you decide the best option is to apply for a payday loan. There are so many about right now, you …

As the phenomenal number of credit cards in use on this planet continues to grow on a daily basis, it perhaps stands to reason that by extension, so too will the number of instances of …

Losing your plastic is one thing that really a thorn in the rear especially when you need to use that card for a purchase immediately. I for one have many credit and debit cards (also …

Carrying a balance on credit cards does not necessarily equate to debt, unless a cardholder is struggling to meet the minimum monthly commitment. Unless a zero percent card is used, interest is levied each month …

Lately, there has been a lot of issues as far as the credit repair companies are concern. In 2006, the FTC hounded around 20 of the credit repair companies in a crackdown called Project Credit …

Selling on the internet would not be the same without the ability to accept credit card payments online. Websites that offer this service can capture impulse buyers and international buyers as well. It is convenient …

There is an old song which I am sure many of the readers will remember. It says, “Teach your children well, their father’s hell did slowly go by”. Teaching our children is not always with …

Popular Methods For Locating An Accountant If you’re looking for an accountant in Preston, UK, you have a number of options for quickly and efficiently locating the services you require. After all, time is money …

Beating Debt The unfortunate truth of the matter is that we, as Americans, have chosen to live with debt. How much debt each of us chooses to live with is an individual decision. We all …