Loans Archive

One of the fundamental rules of negotiating the price of a car is to never find yourself negotiating more than one deal at a time.  If you are haggling over the price, do not involve …

Online VS Storefront Experience This month you are reeling! Between the unexpected and the expected your banking account is totally depleted. Now, Uncle Sam the tax man is calling, and for all you know you …

In November 2007 another 189,000 jobs were added to our economy. It is pertinent to write a bit about one tool that many newly employed people may be needing to stay employed: an automobile. A …

In Response to AR politicians fighting to ban payday loan services on the internet –  I just really don’t get it. Dusty will you ban my credit card company from charging me $40 for being …

More than likely you have seen ads on TV about the benefits of taking out a reverse mortgage on your home. In order to qualify for this type of mortgage, a homeowner must be at …

Looking for the best payment and the lowest fees? You’re asking to be scammed! Anytime a consumer puts price above their short and long term financial goals, they get what they deserve. A short sighted …

It sounds simple enough-cash until your next payday. Don’t be fooled like so many millions of people already have. Payday loans may seem like a dream come true in your time of need, but they …

There will be eight types of loan and credit arrangements discussed further below: Floor plan loans: These are loans that are mainly supplied by manufacturers of a good to the party, who in-turn will offer …

Payday loans are a financial gray area. Often touted as a must-avoid brand of loan, they’re earned themselves a bad reputation from extremely high interest rates and a dearth of loan sharks and scammers who …

A typical borrower will definitely dig deep to find the best loan deals and rates ever. But then, it is always not that hard to find. The number of lenders that offer a wide range …

Personal loans are handy when people need money to cover necessary expenses. Often, it could become difficult for families to acquire first-necessity items, such as a new car, a new refrigerator, food, medicines, etc., if …

People are up to their eyeballs in debt. With interest rates rising, many people are experiencing severe difficulties keeping up with their credit card and home loan obligations. The problem has been fueled, in large …

What I’m about to say will offend a lot of people, but there are many others who will agree with me. It’s not fair to force people who have paid their debts to bail out …

One option when buying a car is to get a secured car loan. This is a loan in which you provide a collateral for the money that you are being loaned for the car. It …

Payday loans do not provide genuine assistance. They cannibalize future income, often for insufficient reason, and involve paying charges that would be illegal if they were defined as interest rates. Promoted in the past as …

A personal loan agreement is usually between two parties who could be friends, relatives or in a work related relationship. Even though oral contracts are enforceable, it is always a good idea to get the …

Paying off your home mortgage early may be the single best investment you will ever make. Aside from the financial benefits of owning your home, the peace of mind may be as valuable -there is …

A mortgage rate lock is when your mortgage rate is locked in a certain percentage. This lock means that through the entire term of the loan, there should not be an increase in your percentage rate. One …

All right you need money. You need it tomorrow. So what are your options? Check out online loans. Whether you need to pay a bill or need a little extra cash for a trip payday …

Finding the best auto loan does not need be the exhaustive endeavour it once way, since the Internet can help you do the leg work much quicker. Auto loans are a tricky slope to traverse, …

Across America there is a critical shortage of qualified veterinarians working in rural areas. The National Institute of Food and Agriculture needs veterinarians to work in 150 areas designated as underserved and states that qualified …

So, you’ve decided to give financial help to a friend, family member or coworker. This is a delicate situation even with small amounts of money because default can adversely affect your personal relationship; having a …

If you are looking for a loan on a used car, it makes sense that you should know all the factors that are going to go into the loan process. When you are looking for …

Loans for the retired are not as regular loans. Not only the terms are different but the requirements for approval also have variations. It is important to understand how these loans work prior to applying …

There are many factors that lenders use in deciding whether to loan you money, how much money to loan, and under what terms to lend it.  Basically they are attempting to ascertain the likelihood of …

The LIBOR, or the London Interbank Offered Rate, is used by many banks, lending institutions, and credit rating agencies to determine the interest rates charged for a variety of loans. In fact, the LIBOR is the world’s most …

You should always be judicious in considering any loan and your ability to repay it. Online payday loans are no different, but they are very different in what they will accomplish for you. These “instant …

Did you know that you could be penalized for paying a mortgage more quickly than necessary? It’s true. This is what’s known as a prepayment penalty, and it’s fairly common on home equity loans and …

When you are looking to buy a used car the best place to start to research for an auto loan is online, to compare quotations and see what deals are available on loans. A lot …

A home equity credit line commonly known as a (HELOC) is a second mortgage that is secured by utilizing the remaining equity in the borrower’s home as collateral. There will be a mortgage lien attached …