Rebate Web Sites

Rebate Web Sites

Saving money is something women love to do, and rebates is a great way to save some serious cash on all of your shopping, travel, and entertainment! Rebating is simple and easy to do, and …
Budgeting 101 Setting up your Budget

Budgeting 101 Setting up your Budget

Although your checkbook will give you a fairly complete record of your expenses, it does not serve the purpose of planning for spending. A budget requires that you outline how you will spend available income. …
Offshore Tax Shelters

Offshore Tax Shelters

An offshore tax shelter is a legal mechanism or entity by which income that would normally be earned and taxable in one tax district is only taxable within the domicile of that tax shelter’s registration. …
Choosing a Good Real Estate Investment

Choosing a Good Real Estate Investment

Every year more than $400 billion in Real Estate Sales is eligible to defer capital gains taxes through a 1031 Exchange. But nearly 50% fail to qualify due to lack of awareness. Investors and businesses …
Online Shopping Disadvantages

Online Shopping Disadvantages

The question as to why people still shop in stores whereas they can still shop on-line still disturbs many researchers. No, it is still not time to say that shopping at stores is a thing …
Ecologically Friendly Cost Saving Tips

Ecologically Friendly Cost Saving Tips

There are several ecologically friendly cost saving methods that people should use in their lives. It is important to care for the environment because it is a home for some creatures. To illustrate, the environment …
Cutting Homeowmers Insurance Premiums

Cutting Homeowmers Insurance Premiums

There are many ways in which a policy owner can cut the amount of premium that they are paying for their policy. This can be done by knowing how the premium is calculated, utilizing discounts …
Common Credit Card Traps

Common Credit Card Traps

Credit cards are, for many people, an essential part of everyday life. They are necessary to pay for goods in retail stores, over the telephone and via the Internet. Banks and other credit card providers …
A Canny Investor

A Canny Investor

Why invest in real estate? Now is the time to buy while houses are so reasonably priced but that aside it can be one of the most rewarding jobs anyone can have. There are many …
Determining if a Home is Underinsured

Determining if a Home is Underinsured

Determining if a home is under insured can be done by looking at specific coverages that are contained on a homeowners policy. A home can be under insured if there is not appropriate coverage for …
Feeding a Family on a Low Income Budget

Feeding a Family on a Low Income Budget

Today’s world has changed dramatically since 2008. While food and fuel have risen, the average American family is struggling to cope with decreasing home prices and job layoffs. Today’s graduates find themselves working behind convenience …
Keeping Home Insurance Rates down

Keeping Home Insurance Rates down

There are many ways in which to keep the costs of home insurance down. Some of which include keeping claims to a minimum, looking for discounts and modifying coverages and deductibles. Home insurance costs can …
Commodities as Diversifier in Investors Portfolio

Commodities as Diversifier in Investors Portfolio

Investors, especially institutional investors are investing heavily in commodities. Commodities act as diversifier in investor’s Portfolio. Nowadays, the trend towards investment in commodities is increasing. They provide negative correlation with equity and bond where as …
Where to File State Taxes for Free

Where to File State Taxes for Free

Filing State taxes just like Federal taxes can be a cumbersome process if you don’t seem to know how to file your taxes without payment out of pocket or where to bring your tax statements …
Tax Strategies for use in Estate Planning

Tax Strategies for use in Estate Planning

For those who entertain the idea of leaving an inheritance for beneficiaries or dependents, the thought of estate taxes depleting the benefit is not palatable. For those with estates above the estate tax threshold, that …
How many Credit Cards is too many

How many Credit Cards is too many

There’s no topic that incites as much controversy in financial circles as the thorny question of credit card usage. Credit cards provide a means to “buy now, pay later”, which can undoubtedly be convenient but …
Why do you need a will

Why do you need a will

Eventually, we all die. A will is a legal document that specifies what should happen to your body and your earthly possessions after you die. Your loved ones should not need to second-guess your intentions. …
Favorite Store for Bargains

Favorite Store for Bargains

I love a good deal, and finding it isn’t always easy. Of course there are the stores for which one would expect to find a bargain, like all the different dollar stores out there. But …
Comparing Home Insurnace Quotes

Comparing Home Insurnace Quotes

Comparing homeowners insurance quotes is fairly easy if you know what to look for. Most quotes for homeowners insurance contain a section for coverages, discounts and provide the amount of premium to be paid. A …
Compare Panama and Nicaragua Investing

Compare Panama and Nicaragua Investing

If you can’t decide between Panama and Nicaragua for your real estate investment, you’re not alone.  Both offer a rich culture, abundant biodiversity and beautiful landscapes.  In this article we look at three key attributes …
Knowing when to use the Emergency Fund

Knowing when to use the Emergency Fund

Having an emergency fund is a wise choice, especially in today’s changing economy. Sometimes, it is difficult to know exactly when to use your emergency fund and it is too easy to use it on …