Single Parent Student Loans Missouri

Single Parent Student Loans Missouri

The high cost of a college education is well known to everyone these days, but the costs are particularly worrying for a single parent contemplating college. Along with the natural time constraints of being the …
The Benefits of a 401k

The Benefits of a 401k

With the future of Social Security up in the air and the almost complete non-existence of pensions in today’s workplace the options for retirement income continue to shrink. At the same time Americans are living …
Adjustable Versus Fixed Rate Mortgages

Adjustable Versus Fixed Rate Mortgages

Here is a comparison of adjustable rate versus fixed rate mortgages. First let’s look at the adjustable rate mortgage, (ARM). With the ARM loan you can receive a lower rate initially and here are some …
Legalize Marijuana

Legalize Marijuana

There are numerous arguments as to why marijuana should be legalized.  First off, the United States government is spending $50 Billion per year to “combat” a drug problem.  As a self-described (and people who know …
Investing for Retirement

Investing for Retirement

Have you ever walked into a Wal-Mart or other big box store and been greeted by an older person who probably should have retired a decade ago? We all have at some time or another, …
Borrowing Money from Friends

Borrowing Money from Friends

Borrowing money will always cost more than you anticipate, even if it’s just from a friend. Scratch that. Especially if it’s from a friend. I refuse to borrow money from a friend. But borrowing money …
Smart Ways to Invest with just 200

Smart Ways to Invest with just 200

I propose two interesting ways to invest with just $200. First, Sharebuilder.com is an online brokerage firm that offers investment options not only for the experienced investor; but also for the novice. There is no …
The Methamphetamine Epidemic

The Methamphetamine Epidemic

Methamphetamine was introduced by a Japanese scientist as an aid for post-op recovery patients. A short time thereafter, it was at Hitler’s disposal. A private physician administered daily injections of the drug to the evil …
Money Making Ideas

Money Making Ideas

With the economy in a somewhat precarious position and not looking likely to improve for some time to come many people are looking for ways to make extra money and boost the coffers. Here are …
How to Prevent Excessive Bank Charges

How to Prevent Excessive Bank Charges

With a number of class action lawsuits popping up involving unfair bank charges or deceptive overdraft fees, many banks have been hit with damages requesting payouts to their customers. Chase Bank and National City are …
Legalization Crimes that should not be Crimes

Legalization Crimes that should not be Crimes

Laws exist which prohibit so-called victimless crimes involving drugs, alcohol, and prostitution. These laws limit the personal freedoms of those wishing to engage in individually harmful behavior. Some may believe that these laws are ethical, …
No Credit Loans

No Credit Loans

No-Credit-Check Personal Loans All loans, personal or business, require collateral. Personal loans mean that you pledge anything you own, home, property, car, and investments against the loan amount to cover what is being borrowed. Unless …
Benefits of Credit Cards

Benefits of Credit Cards

Many people love to carry credit cards. There are many advantages to carrying this payment tool, but it is important to use it responsibly. You will enjoy the following benefits from credit cards: Credit cards …
Easy Ways to become Richer

Easy Ways to become Richer

To become richer you need to spend less money, get more money or combine both options. However knowing how to cut expenses and rake in more cash may be difficult. Once you’ve stopped buying expensive …
Increase Savings from Coupons

Increase Savings from Coupons

Coupons are found in the Sunday paper, online and even in our mailboxes but most think they’re too much of a hassle for the limited amount of savings that is produced from their usage during …
Paying off Credit Card Debt

Paying off Credit Card Debt

There are many easy ways to avoid credit card debt and there are several articles that prove that, but if you are like me, and started the credit card debt cycle in college when you …
Guide to the Hyip

Guide to the Hyip

What is HYIP?HYIP simply stands for High Yield Investment Program. It is exactly what it’s name says. It is an online investment program with high potential returns. But the name omits another important aspect of …
Mortality Tables and Life Insurance

Mortality Tables and Life Insurance

The concept of mortality is a critical one to life insurers. Their business model revolves around providing coverage against mortality risk. However, actuaries do not only use mortality tables for life and health insurance specifically, …
How Interest Accrues on Credit Cards

How Interest Accrues on Credit Cards

If at all possible, pay off your credit cards every month.  If that isn’t feasible, then make sure to only use those cards with lower APR.  Having to pay 20% or more interest on purchases …
Should you Work after Retirement

Should you Work after Retirement

Should you work after retirement?  If you are fit and in full use of all your faculties there is no reason why not.  Although the money you will receive for such endeavours is a bonus, …