One of the most common problems that couples face has something to do with finances. Couples normally struggle to make ends meet and to cover the seemingly endless everyday expenses. Though many couples recognize the …

Investing in shares is always a risk. There is no guarantee you will make short term profits and even it is possible you may never make profit with your investment in certain shares. Shares are …

Should we try to legislate morality at all?  Should it be legal to marry your cat?  Should gay people qualify as people? Legal issues surrounding gay marriage are complicated by the simple fact that if …

To understand the proper role of government in people’s personal lives you must first understand the concept of Individual sovereignty. Individual sovereignty, or Individual rights, is one of the things the Constitution, and by extension the government, …

Determining the amount of your income tax refund is a very simple process. If you have an accountant do your taxes, or if you have TurboTax, you will be walked through this process as you …

When your income can’t possibly cover your fixed monthly expenses and other monthly bills, drastic action needs to be taken for month to month survival while you’re working yourself out of your situation. First let’s …

Home insurance rates or the premium that you pay for your home insurance is determined by a number of factors. These rates are likely to vary from one insurer to the next, and according the …

July 25 2007 What Is Killing Us and Why? The issue of Banning Cigarette Smoking. This Article Is in response to a “No Smoking Law ” passed in Maryland. Our constitutional right of choosing what …

Should a felony conviction automatically prevent someone from obtaining work?  No; not unless society is ready and willing to support them because they can’t pay their own way. When a felon applies for a job …

Having  debt while still in college is not a good thing for you. Most students graduate from college but leave with a big loan to pay back. There are many expenses that might lead to …

The necessity of obtaining a loan to help finance a college education is inevitable for the majority of students who pursue a degree. Education is expensive but can be considered a wise investment due to …

Annual travel insurance is designed to give cover to anyone planning more than one trip a year, whether it is on business or pleasure. Anyone who travels frequently would benefit by just having one annual …

Yield curves are a useful tool for investors and economists looking to get an indication of future interest rates and economic activity, based on investors’ expectations. Simply, a yield curve consists of a graph plotting the interest …

In this day and age, one would think that preventing a DUI would be a no-brainer. In the simplest terms, don’t drive drunk. But sometimes circumstances are beyond your control, and with your judgment impaired, …

In general, there is no legal requirement for a will to be typed or exist in any particular format. Handwritten wills are acceptable, provided they are legible and meet the standard requirements of any will. …

Best performing small cap mutual funds A portfolio having a fair sprinkling of small and mid-cap stocks has tended to generate much better returns compared to a portfolio dominated by large cap stocks. Small companies …

Reality of living life in Jail If more of today’s children knew the true reality of living life in jail; they may choose to take a much different course. Television has made jail and prison …

Becoming seriously ill or being involved in an accident is something that can happen to anyone and an already stressful time can be made worse by the financial burden put on those it affects. For …

An adjustable rate mortgage, or an ARM, is a type of mortgage loan where the interest rate on the note is adjusted on a periodic basis, based on an index. (In finance an index is …

Manic BC Woman Arrested and Charged for Uttering Threats News Article by… Sorry, can’t reveal that info here Vernon, British Columbia. A Vernon resident, who will remain nameless, was arressted and charged with assault for …

If fairness is strictly about treating everyone exactly the same, then it is obviously not fair for some people to not only have to pay their own mortgages, but to also have to pay someone …

There is no specific place where cheap car insurance can be purchased. There are too many factors such as area in which you reside, the age of the car, is the car new or used, …

The New York Stock Exchange (NYSE) is a primary listing markets where corporate stocks are primarily or formally listed. Established in 1817 under the name the New York Stock and Exchange Board, the exchanged was …

The prevalence of illegal loan sharks in the UK is being addressed by a government initiative to identify and prosecute illegal money lenders. Loan sharks are generally associated with other forms of criminal activity and …

Without a doubt race played the leading role in the George Zimmerman case. Mr. Zimmerman, a neighborhood watch volunteer, took it upon himself to follow and harass Trayvon Martin, an African-American teenager. Zimmerman spotted Trayvon …

Budgeting is a critical skill in today’s society and there are several benefits to a person completing a budgeting process. When a person completes a budget, he or she has an understanding of how cash …

There are several reasons not to invest in a bank certificate of deposit (CD). When you invest in a CD, your money is locked away at an extremely low interest rate, especially compared to the …

If you are in the unfortunate situation where you have had an accident while driving a truck, the black box holds a wealth of information that can help you with winning your law suit. The …

It’s tax time and many of us already have plans for our tax refund.  The money holds the promise of paying off bills, recovering from excess Christmas spending or getting yourself a treat.  Of course …

Live green and save money by buying less.  Most everyone has much more junk than they need, and clutter actually lowers the quality of life. Living green, by contrast, is uplifting, joyful, full of relationships …