The Clean Air Act of 1970 was originally an amendment to the Clean Air Act of 1963. Due to extensive changes and stricter regulations being implemented, it was later designated as an Act in its …

As long as you know what you are getting into with a payday loan you may be fine, but it can go bad, very quickly so you need to be careful.  There is a need …

When you suffer from the chronic condition called imperfect credit, it doesn’t seem to matter how you got there; only that you are there. Enter the debt relief, consolidation and credit repair companies claiming to …

From my point of view, I think that parents are responsible for crimes their children commit. It is the right and the responsibility of parents to teach them manners and to improve their behaviors while …

Getting older is never easy. The loss of sight, hearing, taste, smell and the ability to remember new things can be devastating. Knowing when it is time to look at alternative living situations such as …

I frequent both Target and Wal-Mart and have my reasons for going to one or the other. While the basic concepts of the stores are similar, they offer two completely different shopping experiences. Let’s start …

The use of electroshock weapons by the police has generated substantial controversy over the last several years. There have been a number of suspect deaths that have been attributed, rightly or wrongly, to the use of …

House flipping can be exciting if you know what you are doing. There are many things to look for prior to making a down payment. When house flipping, one should decide on what type of …

Although financial planning might not make it to the top of your list of things that are important to the well-being of your family, it is nevertheless an integral part of being worry-free. Instead of …

Investing in mutual funds is different than investing in stocks or bonds. The reasons why you sell a mutual fund are not the same as stocks or bonds. If you invest in stocks you buy …

Unless you are in the enviable position of being able to purchase a car with cash, then auto loans are the usual way to obtain funding for both new and used cars. Just as with …

Money trouble is the black cat of a relationship; when the charcoal-colored feline crosses your path, you’re already out of luck. You need a plan to organize your finances before disaster strikes. Full-fledged trust issues arise …

It is often assumed that stock market investment is something that is only possible for people who are lucky enough to have large sums to invest. However, the good news is that it is possible …

Collision coverage pays for the damage to your car, less the deductible, in the event your car hits something or is hit by something. If you have a car loan, your loan company will most …

An IRS Letter CP22E notifies a taxpayer of additional taxes owed due to an audit of the tax return or if the IRS completed a return for you for a prior year. The audit letter …

The primary reason you should consider life insurance in your financial plan is to provide money to your surviving heirs in the event of a premature death. Let’s look at a few basic questions: 1. …

You’ve run a few preliminary calculations. Maybe you’ve even gone all the way through the process with some income tax software. It looks like you’ll have to haul out your checkbook to pay Uncle Sam …

Fixed index annuities (or equity-indexed annuities) are a special type of fixed annuity that offer annuity investors guaranteed principal and market-type returns. A fixed indexed annuity therefore bears benefits of fixed annuities and investment in …

The WaMu Free Checking is probably the best checking account out there. One thing I love, when it says free it means free. No string attach. You don’t have to have direct deposit, you don’t …

There are definitely some pros and cons regarding overdraft protection. First we will define overdraft protection and then first we will look at the pros. What is overdraft protection? Let’s say you have $50 remaining …

When  you make a deposit at a bank today, unfortunately the money does not actually sit securely in a special personal account for you. Although banks to continue to charge various monthly, annual, and per-service …

There has always been a close connection between crime and fear. Criminals seek to instill an atmosphere of fear in order to prey on a community. The criminal element acts in opposition to the order …

We all love our childhood. The sweet memories will be cherished by us for the entire lifetime and it would be one of the main factors that determines a person’s future direction with regard to …

Fastest ways to make money in the market Making money, and big time, is what the dreams of millions are made of. It is easier said than done. The path to success in the stock …

What is homeowners insurance credit? Insurance companies today will run your credit report when calculating your premium for homeowners insurance? Thats why its so important that you understand your credit score and how to improve …

The insurance premium tax is a tax imposed in the UK on premiums received under a taxable insurance contract. An insurance premium is defined for the purpose of the insurance premium tax as all payments …

Many times when a large debt will be repaid, especially a debt that is supposed to be used for periodic expenses, the contract for payment will allow for payment over a long period of time.  …

How it came to be that I had to make $1.83 stretch for ten days is not relevant. I suppose it may the more interesting topic, but I beg you to understand that this occurred …

1) It’s EASY! Simply answer a few short questions and you are on your way to receiving a cash loan which can often be deposited in your bank account the same day. Most online cash …

There are times in today’s society when a person needs to apply for a loan; perhaps for a wedding, a holiday, an upgrade, or to simply pay off the mounting debt one accumulates over the …