Surviving on a poverty level income isn’t easy but it is possible. The worries associated with it can be overcome and you can get more confident in your abilities to take care of yourself. When …

Real estate foreclosure auctions are generally not a simple procedure. A significant amount of preparation including investigation into to the property, financing arrangements and listings searches are usually required. Additionally, the auction’s starting bids may …

It seems like you can’t throw a stick these days without hitting a rewards card program. Nearly every bank, large or small, has subscribed to the prevailing consumer centric system of rewarding their customers for …

Structuring a solid retirement portfolio, like Rome, isn’t built in a day. It takes years of steady savings, intelligent investments and, in these days of an uncertain economy, a good measure of common sense. Of …

What Makes a Good Investment? This is a question we often ask ourselves of so many potential purchases. Whether it be a new home, a new degree, or a stock, we take on these decisions …

Your tax bracket can affect your life in many ways. It can affect how much overtime you choose to work. It can affect how much money you choose to give away to charity. It can …

Three quarters of all Americans are reliant on credit in one form or another and credit bureaus have an enormous impact on people’s lives, to a far greater extent than in other countries. The pervasive …

Are you looking for an easy way to save money? One of the easiest ways to save money is to simply give up a bad habit. OK, simply might be too easy a word, but …

Investments in rental properties provide a wide range of financial benefits but just like any other investment vehicles, once mismanaged the investment can be a total failure. There are a lot of things that must …

When we start analyzing our needs versus our wants the lines can seem a little blurred. When we look at how we live on a day to day basis, how we are raised, how we …

The largest single investment most consumers make is in their home. Unfortunately, the cost for homeowners insurance coverage has increased significantly over the last five years. With many companies offering numerous types of policies, it …

Calculation of capital gains (or losses) is necessary to properly calculate overall US Federal income taxes  since capital gains are treated as income. For assets held one year or longer, the tax rate on capital …

If you’re thinking about purchasing renter’s insurance you have a lot of companies to choose from; but before you pay out your hard earned premium dollars, make certain you are buying a policy that fits …

A company splits their stocks for various reasons and these reasons are supposed to benefit the stockholders, but this is not always what happens. However, the stockholders will be gaining stocks but the value will …

You may have heard ‘The Dave Ramsey Show’, a nationally syndicated radio program in which Mr Ramsey gives financial advice to millions of listeners. Mr Ramsay is self educated in finance after acquiring huge debts …

This does make the erroneous assumption that I will be seeing a rebate check in the near future, perhaps we should consider why the U.S. economy is in trouble. People took on debts foolishly, and …

Credit cards embedded with radio frequency identification (RFID) chips enable consumers to use their cards by simply waving them in front of an RFID reader. Examples of these contactless cards include MasterCard’s PayPass and American …

SAVING? YES! FOR RETIREMENT? NO! Saving is a part of normal economic well being, and there is no reason why it should be linked with or restricted to the post-retirement life. There are many better …

Hiring a property management company can free up a property owner from the day-to-day routine of taking care of their properties.  This is especially useful for a person that owns properties but is also employed …

Although you don’t own your home, you have made the wise decision to purchase renter’s insurance. Renter’s insurance does not only offer protection for your personal belongings. It offers liability protection, which can prove to …

Do you know when it will be a good idea to retire from the workforce? How much money do you have saved for your retirement? How much money will you earn after you do retire? …

With the weak economy, it has been more difficult to give gifts to all of the people that we’d like to give gifts. However, most people still have the desire to present their loved ones …

All anyone ever talks about these days is the financial crisis that the whole world is going through and unless you are very rich it’s a very big worry for all the rest.  A situation that …

SPENDING, INVESTING, AND GIVING SIMULTANEOUSLY Learning about the concept of money should simultaneously include lessons on investing. I would suggest as early as 5. Children understand more than we give them credit for. Teach them …

Many investment advisors believe that it is good practice to maintain a diverse portfolio. A portfolio spread across a range of asset classes is believed to reduce the risk inherent within the portfolio. Provided the …

Although my personal trading philosophy is such that I only buy stocks when assigned on a put, I realize there are those who buy them on purpose. If you are such a trader/investor, you may …

Death and taxes are guarantees in life, but taxation of the World Wide Web is almost a guaranteed move that would not be accepted by the people. United States government taxes people for nearly everything …

When you own your own home, you need to learn how to choose home owners insurance. The “real” options can be simply understood but they are often candy-coated behind other seemingly important yet totally unnecessary …

Why real estate investments provide stability to your financial portfolio We all go through the pains of investing in our homes, but did you realize what these investments do to your credit score or why …

There are different methods that people use to save money. Some save where they can and some just don’t seem to spend money on anything. One method is called being frugal while the other method …