When Bankruptcy is not a Good Option

When Bankruptcy is not a Good Option

When Bankruptcy Is Not the Right Option Filing for bankruptcy may seem like the answer to someone who is struggling to keep up with debts. Bankruptcy is a serious matter which should never be undertaken …
When Insurance is Prudent

When Insurance is Prudent

The fundamental principle of insurance – sharing risks and ensuring protection of valuables – remains the same, whether it’s compulsory to have or not. It’s common knowledge, that having insurance can alleviate a person’s concern …
Teaching Kids about Money Management

Teaching Kids about Money Management

Sally grasped the shiny quarter with small fingers and grinned widely. “Daddy, I am rich!” she squealed, as she ran to her little green piggy bank to deposit the coin and then began dancing as …
What you need to know about Medicaid

What you need to know about Medicaid

What you need to know about Medicaid. First, that it is funded by the US government but is run by each individual state. The states are given some very basic guidelines about who should be …
What to look for in a Health Insurance

What to look for in a Health Insurance

Much as we’d like to think otherwise, the human body is not invincible. It can fall victim to illness or accident. Most often, it succumbs to the daily wear and tear of life. Obtaining the …
Medicare Payors Reform Act

Medicare Payors Reform Act

Hopefully, we’ll all live long enough to worry about Medicare. That being said, would you want an amount of $1810.00 available per year, or an unlimited amount available to you as an elderly, retired person? …
How to Improve your Credit Score

How to Improve your Credit Score

Have you recently been declined for credit? You’re not alone. While a single rejection for a credit card, mobile phone contract or hire purchase agreement is unlikely to make a severe impact upon your credit …
Basics of Stock Chart Analysis

Basics of Stock Chart Analysis

To learn the fundamentals of stock chart analysis, you must take one element at a time, learn it, and see where it can be applied. What is a Stock Chart? A stock chart is a …
Cataloging Contents of a Home

Cataloging Contents of a Home

The contents of a home need to be calculated to have an idea of the amount contents coverage needed on a home insurance policy. This can be done in a variety of ways such as …
How to get a Loan after Bankruptcy

How to get a Loan after Bankruptcy

If you need finance after bankruptcy and you can not provide any form of collateral it can be really difficult to get approved for a loan. There is however an alternative to boost your chances …
Do you need a College Funding Consultant

Do you need a College Funding Consultant

Applying for student financial aid can certainly seem confusing and overwhelming! The maze of applications and deadlines and various programs and eligibility requirements can easily dishearten the college-bound student. College funding consultants, also called financial …
Insurance Actual Cash value vs Replacement Cost

Insurance Actual Cash value vs Replacement Cost

Choosing renter’s insurance coverage is as important as choosing the apartment itself. To make the right choice for you, it is important to understand the difference between Actual Cash Value (ACV)Coverage and Replacement Cost Value …
How to Make your own Cleaners

How to Make your own Cleaners

Every time you turn around it seems that there is a new cleaning product out on the market that promises to clean everything and the kitchen sink.   However, many of these gadgets are not necessary …
How to Deal with Bad Credit

How to Deal with Bad Credit

Do you have bad credit, or the dreaded label of no credit at all? If this sounds like you, it can be tough to get money that you might  need to use in the future, …
What’s a Virtual Credit Card Number

What’s a Virtual Credit Card Number

With the growth of on-line shopping and ordering goods over the phone, it is more important than ever to ensure the security of your credit and debit cards.  Criminals are very clever at devising innovative …
What are Subprime Mortgages

What are Subprime Mortgages

Lenders try to look very carefully at the credit risk of their borrowers in the hope of predicting whether the borrowers will default on the loan. People with very good credit, or the absence of certain …
Credit Card Fees

Credit Card Fees

The amount of profit that credit card companies have made off of credit card late fees has reached record levels in the last few years as more and more individuals find themselves unable to make …