How to Choose the Right Level of Renter’s Insurance for You Congratulations for considering this very important coverage. Most tenants believe they are covered under their landlord’s policies. This is not so. The landlord’s policies …

“Daddy, this dime is REALLY old. It says 1995. Tell me a story about 1995.” This little child doesn’t even know it yet, but he is in the process of learning good habits for saving …

Owning your first home is the American dream.  A place to call your own and the time to stop forking out ‘dead’ rent money to landlords.  It is a good dream and a worthy aspiration, …

To understand the pros and cons of investment momentum, it is helpful to understand just what “momentum investing” means. It’s a simple concept that’s strategy rests on following market trends already in motion. That is, …

Purchasing car insurance for the first time. There are many reasons to research the purchase of insurance for the first time…among the most important to probably everyone would be the cost of the insurance. THEN …

At these current levels bank shares are most definitely a buy.  It is the second week of February 2010.  The Dow sits just above 10,000, we are currently in a market correction which has already pulled …

“From January – December 2007, the FTC received over 800,000 consumer fraud and identity theft complaints. Losses were reported to be in excess of $1.2 billion. Credit card fraud was the most reported at 23%.” …

My credit card is gone, and I don’t know what I did with it. I ask myself; “Now where did I put that credit card? When was the last time I used it? Did I …

To fix or to ARM are the primary choices which borrowers face when selecting the mortgage loan to suit individual requirements. Adjustable rate loans are known as ARMs in America and variable in the U.K. …

Yes and No. It depends on what you are looking for. The ultimate answer is that they don’t do anything that you couldn’t do for yourself. Task 1) They talk to you about your income …

Once you are sure you need to close a checking account, be patient but diligent in getting your checking account closed.  Before you get to the bank* Bring an account statement with you so that …

I’m in two minds about charities. And I don’t know what to think about telethons. I think I’ll let my two minds battle it out and I’ll take a view when I’ve heard both sides …

Of course, children and students should have a guarantee of equal, if not better health and dental coverage than prisoners. All my life I could think of no greater place on earth to live other …

There is an increasing weight problem in our society, and it is affecting millions and millions of people. It seems as if we have become a society of indulgence… if you want something, you deserve …

No-fee credit cards may be the best option for responsible users of credit. Sometimes a no-fee card will have a higher rate interest rate than one with a fee, however, if you are paying off …

15 Tips to Reduce Your Automotive Expenses With all this talk of recession, unemployment, and a tough job market, folks have become dispirited with all of this negative propaganda. Good news… If you are looking …

Getting started with investing is best done at an early age. A good model to follow is Tiger Woods. Credit his parents for that. Many written and unwritten stories about how a successful investor started …

After working for months in the credit card industry one of the most common reasons for people having to go through automated telephone systems and speaking to foreign based call centres is because of lost …

While there are similarities between COBRA, OBRA, and Cal-COBRA, the differences exists. The initials for COBRA represent the Consolidated Omnibus Budget Reconciliation Act, OBRA represents the Omnibus Budget Reconciliation Act, and Cal-COBRA is the programme …

The most important thing you have when you climb into you car to drive, and that is AAA membership. I have been a member for 5 years. Last year I found out why I will …

If your car insurance premium went up again, it may be time to call your insurance agent to review your policy. Your agent can often find ways to save cost without sacrificing important coverage. Ask …

Estate sales are somewhat like auctions, though most are held after someone has passed away. At times estate sales occur after a divorce, foreclosure, a move to a nursing home, renovations, bankruptcy or if someone …

When it’s the right time to buy your first home it is bound to be exciting looking at the type of property on your wish list. It’s just as important though to give careful consideration …

If you’re reading this, it’s probably because you know about Medicare supplements but keep hearing about Medicare Advantage plans and wondering whether they’re legitimate. I assure you, they are legitimate, they’re just a different way …

Aspiring home owners often give far too little thought to the mortgage they select. A mortgage may be perceived as a dull and necessary means to secure a dream home, and not enough importance is …

I was watching ESPN today, and there was a gentleman who was promoting a new kind of insurance. I couldn’t believe my ears when I heard that he was selling fantasy football insurance. Yes, you …

Bad Credit? No Credit? We can help. As long as you give us your first born and pay an interest rate somewhere in the area of 32%. This is usually for car ads. And, quite …

What happens in one company affects all countries since buying and selling is global; therefore,the Global financial market outlook for 2008 is anybody’s playground at this time. The serious experts who make their fortunes studying …

Lady Luck is really no lady at all. She is heartless and cruel. Once she has a person in her power she will destroy that person emotionally and financially. Stories abound of people gambling away …

Everyone hates a child molestor. There are instances of Romeo/Juliet type relationships where one party is a year older than the other meaning a minor and adult. These people are sex offenders under the law. …