You trust a lot of the important matters in life to other people. Your auto insurance is no different. You need a professional agent to handle your coverage. You want an agent that knows what he/she is doing. An independent agent gives you just that. An independent agent works for his customers as well as the company, not just the company.
An independent agent will look at your needs and find the best company for you. They will find the company that offers the coverage you need at the best price you can get. A independent agent works to make sure the customer is taken care of. With several different companies, their loyalty lies with each company not just one company.
The agent will sit down with you and go over your insurance needs and wants. They will explore with you the insurance needs you have. A good agent will take the time to find out exactly what you are looking for in a policy. Once they know what your insurance needs are and what particular coverages you want, they can start looking for the best company to give you those coverages.
With the independent agent, you get an agent who cares about his customers. Since they get paid by each company they represent, it doesn’t matter which company they choose. They will work for you. An independent agent will take the time to go over your insurance policy with you and explain what is covered and what is not. The will also explain what each coverage is and how important it is to you on the policy. They will explain the necessities and the optional coverages that are available.
Once the independent agent has written your policy, they will provide your the best in customer service. They will work to make sure you are taken care. Each year as your policy renews, the independent agent can and usually will check to see if any of their other companies have a better rate for you than the current company you are with. If they have a company with a lower rate they can switch your policy to save you money.
Not only can an independent agent save you money on your auto insurance they can also save money on your home, life and umbrella policies. Since they have so many companies they can find the best rate on these policies also.
An independent agent has the customers best interest at heart. They will not only be your agent but your friend. You know with the independent agent that there will always be someone to help you with problems or just be there for a good conversation.