The internet has revolutionized the shopping experience. It allows us to purchase things we need from the comfort and privacy of our own homes. The way we shop for auto insurance, in particular, has become much faster and easier. On the web, we can get multiple quotes from auto insurance companies, and then purchase the insurance, all in a matter of minutes.
Back in the days before the internet, shopping around for automobile insurance was a difficult experience. It involved calling up multiple auto insurance agencies, and repeating the same information over and over again over the telephone. In many cases, it involved dying on hold, leaving messages which were never returned, or worse yet, having to go into the insurance company’s office to speak to an agent in person.
The difficulties involved in obtaining auto insurance the old-fashioned way meant that many consumers lost their ability to comparison shop. Many of us simply went with the first company we contacted, even if their price wasn’t the lowest, or their service wasn’t the best.
Today, we’re lucky to have the internet as an insurance purchasing tool. Auto insurance quotes online are available online from a variety of sites, including DMV.org, Kanetix.com and Netquote.com. The information which these companies need to provide you with a quote can all be entered into convenient online forms. Before you know it, you’ll have quotes from several different auto insurance companies. Many companies, such as Geico.com, provide you with your insurance quote immediately in your web browser. There’s no need to wait for an email or for a representative to call. You can easily contact the insurance company either by email or by telephone to ask any questions or express any concerns you may have.
We can also get information about auto insurance providers online. The A.M. Best company, for example, assigns ratings to insurance companies based upon their performance. The information they maintain about insurance companies is available at the touch of a button. All you need is a free membership to the AMBest.com site.
There are many auto insurance guides online which can help you to make a good auto insurance purchase decision without having to speak directly to an agent. Just check out financial sites such as Kiplinger.com or MSN Money for detailed and expert advice.
DMV.org is also an excellent resource for information on your state’s auto insurance laws, including minimum liability coverage requirements. You can also find out information about local laws and requirements by visiting your state’s website.