I want to make it simple for Individuals wishing to invest their savings in selected corporation tailored to meet their requirement, to let you know how
To find high quality products, and real source of income streams that can produce fruitful financial revenues. We all agree first of all that everybody wants to make a better standard of living, we do this by the best means possible, scraping and saving up a small part of our disposable income, or we may be fortunate enough to inherit a small legacy, but not everybody is fortunate to find themselves in a position of untold wealth, most people have to work for a living and they are just looking for a way out of the poverty trap, while still others, by deceitful knowledge risk their lives, and the lives of other people to get where they want to be in life, offering large sums of financial rewards for dangerous pursuit, individuals will even borrow with no intention of honoring repayments using delaying tactics with hope of a lucky draw on the lottery or a win on a horse galloping to victory.
Accountability. – Is vital where money is concern; so making an investment for your future requires your full attention because the decisions that you will be making are very important, certain risk will hinge upon those decisions that you will make, so teach yourself simple arithmetic, with plenty of thoughtful consideration for how you spend what you do not earn, living above your means is the easiest way to fall behind in disrepute with your credit card payments, car loan and household repayments, tithing and giving to charitable causes, but by careful budgeting you will see at a glance your income and expenditure, and how to make it even more simpler, your expenditure must not be greater than your income, else you will be negative equity.
Investing in common stock is riskier than putting your money in a savings account where you can pay in and withdraw cash on demand, where the befits receive will be poor value, and interest paid yearly is added to your account, ordinary paid up share account is not an applicable way to invest.
However, The greater returns on investment are related to the stock market’s risk, and the stock market is constantly in motion where you expect stock to provide a return on your investment, this includes market timing of buying high and selling low, pushing other potential investors further away from the market. Always keep on eye on the stock market so that you know when to buy a stock that’s going up in price, and to sell if stock is going down.
The aim for new buyers is to find the cheapest broker over the life of the transaction, to look after the total transaction cost for buying, holding and selling your shares. And not to loose money foolishly, fortunately there are a couple of steps an investor can take to minimize that risk, by creating Stock Portfolios to Reduce Risk, and by owning shares of stock in more than one company.
By reducing the risk element to trading retreat, you have a better peace of mind, and minimize the definition of financial risk surrounding the fluctuation of your investment over a long period of time, however, some people are more cautious than others measuring time bases on the amount of cash flow, the higher the duration, or the longer your investment is left to grow the further into the future you will have to look.
Diversification refers to reducing risk by spreading an investment across a number of characteristics. A simple example is “not putting all your eggs into one basket”.
Stocks and shares has an element of risk if you don’t know what you are doing, The value of investment and the income derived from them may fluctuate and the investor may not receive back the amount originally invested, and the sad thing is that past performance is not an indication that in the future the fund will performed better, so the value of the share prices may go down as well as up.
Managed fund. May be a safe net for nervous investor where the risk element is low and the fund perform at a stable rate of growth. Pooling
Money from many investors to reinvest in stocks, bond and short term markets. the portfolio manager, will trade the fund’s underlying securities, addressing capital gains and losses, then collects the dividends, The investment proceeds are then passed along to all the other individual investors.
Fixed Assets. are things of value that you own, which could be swap sell or loan out, realistically only tangible assets are referred to as fixed. Anything that can be uniquely identified can be tracked and accounted for.
Fixed assets normally include items such as property, land and other surplus buildings it can also be motor vehicles furniture, office equipment, lap tops and tower computers, fixtures and fittings, and goes further to owning plant and machinery,These can often receive favorable tax incentives, this too is another source of income investment.
The Types of Investment solution you should be looking at to combat poverty is investment that will offer you real value for your money. Giving benefits and advantages, you will also want your investment to be anchor in a safe harbor in stormy times, not throwing a pardoner, where each person gets a hand each week, and it goes around in a circle until everybody has had a pay out, this can be a quick way of raising money without acquiring any interest, it is rather risky because where there is no legal accountability those collecting the pardoner ship money can become unscrupulous in their behavior, If you are doing this type of savings, you are setting yourself up as a lamb to the slaughter. Sooner or later there is going to be let down and your money will find itself in another persons hand.
My best advise to you would be to get onto the property ladder sooner rather than later, there is no such thing as waiting for the right time in this instance, opportunity is relative to your situation, if you have the knowledge, and there is a proposed acquisition amidst the turmoil of recent days, you can create a passive income stream, out performing ordinary share account, and will yield higher percentage in the long run, money will always be flowing towards you, by learning the correct way to handle credit uses and its available facilities.
You will be the one standing shortly on top of your finances, having full control of your spending, and not giving dept management the opportunity to charge you so much interest, by you understanding the careful orchestrated purpose of business ethics, your credit cards can be another source of investment solution, not to be use inadvisable for laundry shopping, holidays, and restaurants. Credit cards, are remarkable simple acquisition of liquid asset readily available when you want, so use them correctly, and your inability to make repayments will be a thing of the past, your credit worthiness is a record of payments made on time, held largely by several companies who will give a report on the strength of your credit worthiness, bad creditors can always repair their file, credit cards is a widespread knowledge of a persons credibility which in modern terms, is just another available income stream. If you are credit worthy then you have the opportunity to make lots more money.
Real estate. is an increasingly popular way to diversify an investment portfolio. There are typically two ways to invest in the property market. The first is by making a direct investment in a property, such as the home you live in. that is a positive investment that will yield financial benefits in real terms, and with each successful acquisition you can reinvest back some of the profits that you have gain.
Home ownership is on the increase, and offers a number of potential advantages, the value of house price in many inner cities area have more than trebled in recent years, reflecting the type of financial security that you can gain by owning your own house, its not throwing away dead money in rent, houses are security for the future, home ownership can give you a higher credit rating, it defines purpose and commitment, it reinforces caution and lend strength to accountability, its perhaps the largest investment that you will own during your life time, it comes with a degree of problems that will be dissolved over a period of time, including potential tax deductions for a portion of your mortgage payments and a source of equity should you need to borrow money for different financial needs. Second is buying to let, where the property brings in passive income from the rent or lease.
Passive income is an income stream derive from rental property or royalties from selling a book, where money is receive on a regular basis, best example would be network marketing, interest paid from bank, and dividends paid from share holding.
Understanding how money works
Liquid asset may be classified in many ways of accountability, including securities bought and held for sale in the near future to generate more combine income, an asset is a resource controlled by the enterprise as a result of past performance and becomes a reflection from which the future economic benefits are expected to flow to the enterprise account.
Assets has some essential characteristics which in the process of time becomes the embodiment of future benefit that involves a capacity from which financial resources flow into long term investment. Usually Assets characteristics are directly and indirectly referring to cash, which will provide services for essential liabilities.
Cash in turn controls access to other benefits, cash is the most reliable liquid asset, which includes currency, and deposit bank accounts, and negotiable cheques, bank drafts and money order. This converted cash are assets which are continuing turning over in the course of business. multiplying owners equity. Assets brings liabilities accounting equation to the economics of the Owners Equity balance sheet, from which we get the sum total of the owners wealth. But there can be hidden assets which do not appear on the balance sheet, like in divorce cases where asset are hidden from one spouse to another.
Long-term investments – Investments in securities, such as bonds, and common stock, and takes into account Investments in subsidiaries and spread diversely into affiliated companies. Which may mature into pension funds.
Fixed assets are also called capital assets they are property and buildings held for sale.
The Index. The financial share index is a widely recognized combination of stocks that is representative of a particular market; the index reflects the market that it represents, not the market in general, The number is not important. The most important thing is the percent change over time. This movement up or down gives you an idea of how the index is performing.
When you hear that the market went up or down, you’re actually hearing about an index, which is a general indicator of price trends in groups of stocks or bonds. An “index” is a group of stocks or bonds that experts believe collectively represent a larger group of stocks.
The Dow Jones. The Dow tracks the daily gains and losses of stocks from the New York Stock Exchange that the editors consider to be key players in the market and the economy.
Income streams investment solution.
Purchase a home and add property portfolio
Use credit cards as another stream of income
Diversify business investment into multiple companies
Make good on your credit and mortgage repayments
Fill out your tax returns with a percentage to charity
Budget your income and expenditure
Have an audit trail of all your transaction.