Back in 1960 when My Mom first needed car insurance, there was only one Pennsylvania auto insurance choice – State Farm. Their headquarters was only a half hour away from Mom’s Philadelphia home, so State Farm had a stranglehold on the area. Just because they were everywhere, Mom took it for granted that she was getting the best auto insurance rates she could.
Besides, what could she do about it?
When Mom was my age, trying to compare the Pennsylvania rates of auto insurance companies was a part time job. You would have to look up the addresses of the insurance offices and then drive there and then fill out a lot of forms just to get a quote. Although Mom has always taught about the benefits of comparison shopping, this was too much even for her.
Fast And Easy Quotes
When Mom finally got online, one of the first things she did was to compare the Pennsylvania auto insurance rates available for her. She had built up a good driving record over the years and used public transportation to get to work and back. Was she paying too much for her rates?
Mom easily found a website that did the comparisons of many auto insurance companies for you. So, you don’t even have to check out individual web sites if you don’t want to. Other insurance companies accepted in Pennsylvania include SafeAuto, Geicko, Progressive and All State. She was surprised to see how varied the rates were from different auto insurance companies. When she got the final results in a few minutes, her eyes widened.
She WAS getting the best rates after all with State farm. However, if she wanted to switch, she could have applied for insurance online. She could have even got instant proof of insurance instead of having to wait a couple of days for it to arrive in the mail. This is vital to have in the glove compartment, just in case and accident happens before the new insurance arrives.
What You Need To Know
When you go comparing auto insurance rates, there is some information that the web sites will need to know. Be sure to have it handy for them:
1) Your Pennsylvania driver’s license number
2) What year and make your car is
3) About how many miles you put on your car in a week
4) Information about any accidents you have been in
5) How many people will be driving your car
6) Whether you want collision or comprehensive insurance
Don’t take it for granted that you are getting the best rates just because you are using the same insurance company that everyone else in the area does. Within a few minutes, you could save a bundle and still be legally insured.