Retirement Archive

It is a well known fact that life expectancy, for most people, is longer than it once was. More people now reach retirement age fully fit and healthy enough to continue working, if they wish …

Social security is a “Ponzi” scheme. It has been operating on surplus capital due to the population of the “baby boomers” and an increase in the amount of withholding taxes a few years ago. You …

Market volatility is one of the biggest risks against an investment portfolio, especially those investments that are designed for the long-term or for one’s retirement. While is it has been said over and over again …

There are multiple ways to apply for Social Security benefits, including by calling 800-772-1213, by visiting your nearest Social Security office in person, or if you’re overseas, by visiting the nearest Social Security international office, …

Planning for a successful retirement involves the consideration of numerous issues. Financial planning is, of course, a number one concern, especially with the economy spiraling downward and the prospect of a prosperous economy being years …

One of the most important steps to retiring is to pick the right financial adviser. This is second only to getting a lawyer in importance. There are a lot of financial advisers out there and …

Bridging the Between Gap For 18 or so years, your parents raised you. They gave you a home, clothing, food, and love. They carried you to soccer games, plays, slumber parties, amusement parks, and a …

City vs. country living after retirement is a personal preference.  Getting away from the noisy city to the country seems like a sensible choice when you are fed up with schedules and all that goes …

Saving for your retirement is important, like never before. Yet very few people have enough saved up for their retirement. They seem to believe they can continue to borrow their way through life. It seems …

Early retirement. It seems like just about everyone has the dream of retiring early, finding their passions, and spending their time the way they want to spend it, but very few people actually achieve this …

If you are unemployed there are several ways that you can save for your retirement. Obviously retirement will happen unless you die before then. If you live to retirement age, then eventually you will retire, …

With retirement calculations, the more information you have, the more accurate the estimate would be. Before you begin a calculation, ensure that you provide the following information: a) Likely retirement age b) Current income c) …

These days, there are a variety of ways to save money for retirement. Some examples are the Roth IRA, Traditional IRA, 401k, a regular brokerage account, and running your own business. Roth IRA – The …

Many people live active and fulfilling lives past the retirement age of 65 and have accomplished more in their golden years than they did when they were younger. Some seniors keep working after retirement out …

I’m not going to give you loads of Financial Planning advice, since the current pension arrangements here in the UK, and no doubt in the USA seem to be like trying to drive a stake …

Don’t be confused by thinking that annuities are just another investment vehicle. Most annuities are insurance policies that pay out to the living and end with death. They are roughly the exact opposite of life …

I want to ask you something. Do you want to work forever? Do you imagine a time when you will spend your days walking hand in hand with your sweetheart upon pebbly beaches? Or do …

Baby boomers are not averse to the idea of retiring outside the U.S. Technology makes it possible for them to stay connected. There are many locations all over the world where cost of living is …

Retirement is a new chapter in your life where the challenge is to remain active after years of regular employment. Part-time employment is a great way to enjoy your new situation, keeping you active and …

If you want to secure a good retirement, then one of the best ways to do it is to make good use of any 401K plan that your company might have. Simply put, they are …

How well off will you be when you can no longer earn a living or you were forced to retire? Millions of people who have retired or were retired from the workforce are having a …

To replace a lost or stolen Social Security Card an application, and a minimum of two items of documentation proving identity and citizenship status are required to be mailed or delivered in person to a …

In 1935 the President Franklin Roosevelt scammed the American public by signing into law the Social Security Act, Roosevelt successfully began bringing Socialism into this country. With the United States in the middle of a …

Early retirement is possible for anyone who starts saving and investing early. By starting early you can greatly increase your investment returns because your investment earnings get re-invested again and again until you retire. The …

Planning ahead for retirement is a question most don’t take serious until its too late. There are many things you have to decide when planning your retirement. Most people have a tendency to focus on …

In today’s economic environment, it’s no longer practical for people to rely on company pensions or government social security to carry them through their retirement. People need to take their retirement into their own hands, …

Retirement is a time when a person most seeks stability, security and comfort after many decades of hard work. While the best states to spend your golden years are probably widely known, given the difficult …

No one likes to pay taxes. If there’s a way to avoid it, most people will try to take best advantage of it. An Individual Retirement Account (IRA) is a tax-friendly retirement savings plan. In …

Variable annuities are financial instruments sold by insurance companies that have come under significant scrutiny within the financial community for being exploitive of unknowing and/or misguided consumers and recipients of financial advice. In principal, variable …

This latest market downturn may be the final death knell for the concept of retirement. Even before it hit, many companies were scaling back or even eliminating their pension plans. That is, those which were …