Retirement Archive

Social security makes up at least 90 percent of income for more than 33 percent of America’s seniors (according to the Wall Street Journal). Odds are, it will probably make up a significant portion of …

The recent recession and the accompanying volatility in the stock market has wiped out the retirement savings of a lot of seniors in the United States. Because of this, many seniors are taking a hard …

Retirement is supposed to mean that someone stops working. It is usually a moment that is looked forward to for the entire working life of a person. However, when the time actually comes, it is …

Is it too late for a 40-year old person to start planning for Retirement? The answer to this will depend much on when you wish to start your retirement. For example, if you plan to …

The prospect of retirement tends to make a lot of people nervous because it is associated with so many unknowns. You need to decide when you will retire, how you will pass the time and …

In terms of tax laws, cost of living and affordable quality healthcare, several U.S. cities and states stand out as being retirement-friendly. Other factors such as low levels of property crime, commuting and climate add …

Individual Retirement Accounts (IRAs) with no beneficiary designations may automatically pass to a living spouse or transfer to the IRA owner’s estate. In the former case, what happens to an IRA with no beneficiary designation …

The cheapest places to retire in the US should have a low cost of living, access to quality medical care, and a variety of recreational activities. Retirees looking to get the most for their retirement …

Retirement does not mean the end of your useful or productive life. Instead look at it from the prospective of starting a new exciting time in your life. One of the most important things you …

Most people will plan their retirement around three sources of income; Social Security, their private savings, and the retirement plan provided by their employer. For many middle-class Americans, their employer retirement plan will provide over …

Are you a new retiree who is wondering if you should spend your time doing something for charities or the community? Your decision can depend on many factors. You will learn how to determine whether …

There are many motives for a senior citizen to get a job after retirement whether it is to stay mentally sharp, earn a little extra money, or any other reason.  There are many jobs available …

What is Social Security all about? A lot of people don’t know the ins and outs, and some are not quite sure if it will be around when they retire. For the most part, Social …

Retirement is a great time of life, and for many it represents the end of many years of toil in the harness of a job. But for many active seniors, membership in the workplace keeps …

Retirement Planning: 2011 IRA Contribution Limits Maximizing your IRA contributions is an effective method of saving for retirement. The Internal Revenue Service imposes strict limits on the amount of annual contributions which may be made …

Individual Retirement Accounts (IRAs) are probably the commonest retirement benefit investments utilized in the U.S. because their savings can grow as tax-deferred investments until retirement. In a time where the prospect of bankruptcy is being …

In 1968 I was a sailor assigned to a combat riverboat stationed in Viet Nam.  It was my first time in Southeast Asia.  At that time one of the most popular places on the planet …

The Individual Retirement Account (IRA) is a useful vehicle for retirement savings beyond having income or an accumulated reserve for retirement. It rewards contributors in the present as well – by allowing their contributions to …

When considering the best country to retire in, several points are relevant. What is the tax position for retirees regarding pensions and inheritance tax? After all, once you get to retirement age, you have to …

Possibilities for retirement savings strategies for late starters are still possible, no matter when you start. There are still things that you can do to cushion your retirement years. Being in this situation without sufficient …

The bankruptcy process can be stressful, but for many people it is their only option when they are overwhelmed by debt. For many people, an important question they ask as they go through this process …

Roth Individual Retirement Account (Roth IRA) is a retirement plan used by many workers.  It offers many advantages to potential retirees; however, they cannot exceed the income limitations of the Roth IRA, because it makes …

Many people look forward to retirement as a time to do the things they want to do, rather than the things they have to do, like working for a living. However, in order to enjoy …

Retirement is right around the corner for everyone who is currently working. It might not seem like it for those who are in their 20’s, but life will catch up to them at some point. …

For those who don’t make sensible plans, dreams of a trouble-free retirement can be a myth. Just 20 years after Columbus discovered America, Spanish explorer Ponce de Leon sought the mythical fountain of youth. However, as …

Investing your money with Ad Surf Daily, Inc., will allow you to retire earlier than you thought, with more money than you can imagined. It’s as simple as making the decision to become a member …

It’s sad that retirees face obstacles from Social Security income limits. In our lifetime we all face obstacles. However, the way the economy is going, many people worry we may never see Social Security checks …

Considering that many people spend about a third of their lives in retirement, it should not be left to chance. Enter retirement planning; a financial planning method that attempts to adequately prepare you for the …

Are you planning your retirement? I wish I could say I did, but I didn’t.  Whether you are just starting out in life or enjoying the retirement, getting ready is central. If you are new …

There are various types of IRAs to invest in for the future and the Roth IRA is just one of them. There are distinctions between the Roth IRA and others which is why some people …