Retirement Archive

How to Reduce Longevity Risk

Living longer may be a good thing on one hand but it can put a strain on your retirement assets. That the life expectancy averages are steadily rising makes it more likely that persons will …

How to Cut Housing Costs as a Retiree

Cutting housing costs as a retiree requires a willingness to change either where you live or how you live. In some cases, it might require both. Depending on your lifestyle, you may or may not …

Retiring in Belize

Is living in a retirement paradise an option for you? From the clear blue Caribbean waters and white sandy beaches, to the beautiful untouched jungle that lies in the middle of the country, Belize is beautiful and …

How to Make the most of a 401k Plan

Everyone dreams of having a secure, comfortable retirement. There are many ways to go about making this dream as much of a reality as you possibly can. Making the most of your 401(k) plan can …

Social Security

The Sky Is Not Falling On Social Security Here we go again. Another election cycle, another spate of ‘sky is falling’ screaming from far right activists intent on foisting bold faced lies upon the electorate …

Best Places to Live in Retirement

Every year, financial and current events magazines publish “Best Retirement Location” lists. While one or two locations are repeated for a year or two. Most of the time the sites are new from year to …

Retirement Saving and the Golden Years

Even the most disciplined people can still find it hard to save for retirement.  It always seems so far off and other things seem more important. Then one day you wake up and realize that …

Making your Money last in Retirement

If you’d ask my kids the question as it applies to me, the answer to making my money last in retirement could be, “Die as soon after your retirement party as possible.” I’m joking, of …

How much should you Save for Retirement

Studies show that the majority of workers either don’t give serious thought to how much money they’ll need for retirement until they’re already close to retirement age, or if they do think about it, they …

How to Retire Successfully

Take the time to design a personal road map reflecting your true needs and wishes if you want to retire successfully.  If you want to retire successfully, define your retirement goals, timely plan for when …

What a Traditional Pension will do for you

Truthfully? Not much nowadays. I’m 34 and pay my National Insurance contributions both as an employed and a self employed person, but by the time I hit retirement age (which will probably have been raised …

How to Find an Estate Attorney

At some point you are going to have to think about it… your will. Unless you are planning on a last minute insane splurge, most people over-allocate their savings to the point where much will …

Social Security Benefits Simplified

There comes a time in everyone life when they have to weigh their options and decide if they should retire or continue working. For some this is not an easy decision. You have to take …

What are the Roth Ira Contribution Limits

In order to encourage the people to save for their retirement, the Internal Revenue Service offered significant tax break. The eligibility conditions for participations in such savings changes for every year. Roth IRA also termed …

Countries for Foreigners

The best places that American retirees should look for are the places that aren’t financially demanding. Additionally, areas that have a low crime rate indicate the peacefulness of the place and the power of law …

How do you know you are Ready to Retire

Retirement offers you freedom to do the things you always wanted to do but never had the time for.  Listed below are several questions you should consider to determine whether or not you are prepared …

The Necessity of Early Retirement Planning

Retirement planning plays a crucial part in a person’s long-term quality of life. Such planning enables a person to continue to have significant freedom to choose the kind of life he or she desires as …

Reasons to Contribute to a Roth Ira

Understanding the contribution rules for a Roth IRA is an essential part of retirement planning.  The Roth IRA is a personal retirement savings plan that offers significant tax advantages for contributions of up to $6,000 …

Questions to ask before Buying an Annuity

Before determining what questions to ask in purchasing your annuity, first it is important that you understand the purpose of an annuity. Annuities are an investment vehicle that will eventually create an income stream for …