Personal Finance – Other Archive

If you just lost your good paying job, and now have to make it on half that amount or less in unemployment insurance and have lots of debt, a mortgage, car loan, credit cards, student …

Somehow, being forced to rethink our lifestyle grates on us.  In the American Dream, we are constantly striving to move onward and upward financially, and when faced with downsizing from that goal, we feel as …

Have you ever had one of those dreams where you found lots and lots of money, either dollar bills or gold coins? So much you could roll and play in it? So much money that …

This is a very complex and in simple terms no the “American Dream” is still alive. However, the United States and Europe are undergoing deep and lasting changes. The world is a different place with …

A focus on different ways siblings might divide an inheritance. The death of a parent ranks among the top 20 of life’s major stressors; add this to the estimate that 91.9% of the population may …

ATM skimmers work by collecting enough debit or credit card information for scammers to create a new credit or debit card and use it. Several components go into a traditional ATM skimmer. First is a …

Each year, millions of dollars are funneled into home buying marketing campaigns. No doubt, you have heard that buying a home is more fiscally rewarding than renting will ever be. However, that might not always …

Twenty years ago the lack of technology made counterfeiting money a criminal enterprise that did not waste time counterfeiting denominations below a twenty dollar bill. With today’s technology in the hands of everyone, even one …

Senator Dick Durbin is a Democrat from Springfield Illinois. As the Assistant Majority Leader, he holds the second highest ranking position in the U.S. Senate. He authored the Durbin Amendment to the Dodd-Frank Wall Street Reform and …

Most people face the dilemma of either owning or renting a home. Both have their own advantages over the other, and have their own disadvantages as well. One of the things to consider in coming …

Creditexpert.co.uk is the consumer membership site of Experian, the credit report company in the UK. It promises a 30 day free trial during which you can access your Experian credit report, see what’s listed on …

I believe everyone has that “Oh my God, I’m an adult and I still can’t do this!” moment. Lately, when it comes to budgeting and getting ourselves out of financial pinches, we all seem to …

In today’s modern economical climate adding some extra pennies to the families finance is a sure-fire winner. So where to start? Firstly you will need to have a good spring-clean. It’s a good suggestion to …

SEFCU, which stands for State Employee Federal Credit Union is currently my choice in financial institutions. Originally, SEFCU was available only for employees of New York State, and their families, but has recently branched out …

We are less than 3 months into 2009 and already financial challenges have visited many American households. The challenges have come in various forms. For some Americans, finding a job has become a monumental task …

-The Big Give-a-way!- Children and grandchildren should not be under the conclusion that anything is coming to them after a death in the family. Our parents should enjoy every minute they have with us and …

A penny found is a penny saved.  That is what a wise person always told us growing up.  In this economy, where the unemployment rate is at near double digit numbers and the cost of …

If you are budget minded, you are aware of the fact that disposable income is money from your current income that you can spend after taxes have been paid or accrued. Naturally, you will want …

With the exception of personal property such as animals, vehicles or property, the State of Maine collects millions of dollars annually in unclaimed property. This property may come from banks, broker dealers or from employers. …

If you have ever placed an order via telephone or over the Internet one of the things you may have noticed are these sneaky “offers” for affiliated (or unaffiliated) services like either a subscription for …

One of mankind’s weakness is avarice. No matter how well off financially a person may be they will always want more than what they have already. If no work is involved and what is being …

To own or to rent, that is the question. And for many years the answer has been the same – of course to own is better!  In the past, conventional wisdom insisted that renting is throwing …

This question is really hard because the stay-at-home mom is the main fabric of the entire family. The job of the stay-at-home mom is a job that is a 24 hour a day position, no holidays …

If Credit Card Debt is a problem for you, you are not alone. Fifty-five percent of americans ages 30-39 carry an average credit card balance of $2,000, some a great deal more. The simple fact …

When you train your mind to look for opportunity, it is amazing how much income you can make solving the problems of others. There are a lot of great ways out there to make money, …

How to stop getting junk mail?  I don’t think it is really possible.  I think everywhere on the planet gets some junk mail, or at least does if there is a postal service and it …

Determining the value of your home depends on who is evaluating and what purpose they have for doing so. Appraisals and assessments have very different uses. You will probably want an appraisal to be as …

Some of us aren’t in great standing with the bank. Some of us just want to have the money on hand. Whatever the reason, here are some secure places to hide your stash of cash. …

When one starts on a quest, no matter whether it is towards a financial or personal goal, one typically intends to see it through. Yet lofty goals and reality do not always converge, as moments …

In the United States there are billions of dollars of unclaimed property. Each state has its laws governing unclaimed property. Before the states enacted these laws whoever held the assets simply absorbed them. Fortunately, laws …