Personal Finance – Other Archive

I recently received a statement from the phone company that provides my residential telephone service.  Because I’ve signed up for automatic payment (“auto pay”) for this account, I pay close attention to bills received to …

Property held by banks, various companies and government entities when they can no longer contact the rightful owner is considered abandoned. The original owner of the property is still entitled to the property, however Massachusetts …

Spring is that time of year when many people feel the need to start organizing their finances more effectively. Yet, for many people, getting their financial information in order can sometimes leave them feeling overwhelmed …

Anyone who goes shopping on Black Friday knows it is a crazy, hectic day.  But amid all of the hustle and bustle, you can get some really good deals.  To make the most of the …

ATM scams have become an unfortunate reality in today’s world. As the use of these automated machines has become a primary method to access cash, scammers have found a lucrative way to try and rip …

Those of you who allow your heart to be your guide in all matters of personal finance are truly making a huge mistake. So too, when you let your emotions control your wallet rather than your …

You may be entitled to unclaimed property in the state of Mississippi if you have lost track of property or become a beneficiary when someone passes away. Such property may include unpaid wages, bank deposit …

Being laid off from your job is an earth-shattering experience, especially if you had little or no warning. The most important thing is not to panic. There are a number of solid strategies that can …

You may have the right to unclaimed property in Michigan and not even realize it. According to the State of Michigan Department of Treasury, unclaimed property in the state includes inactive stocks, unpaid wages, savings …

Can you be smart with your money? Sure you can! When you smart with your money you will feel better about yourself. Most people like to spend and live paycheck to paycheck. You can easily …

I have been studying the food stamp and food bank surveys that ask for the reason people need food stamps or food bank assistance and  I do have a  concern.  First of all, when the …

The 2008 economic recession made people more cautious and skeptical about investing in real estate. Prices of properties have gone down and even lower than what many consider to be bargain prices. The fear that …

One of the most profound and most famous quotation ever uttered in characterization of luck and fortune is when Virgil, the epic Roman poet said that, “Fortune favors the bold.” In Latin it is said …

It happens to the best of us. Sometimes, economic factors beyond your control cause a company to downsize. Sometimes, a merger or a buyout means that a company’s employees will be laid off. What do …

ATM skimmers have become a menace of its own and each year, thousands of card users are being subjected to theft by scammers using skimmer devices to steal ATM and credit card information from the …

As we have grown more mobile as a society, property is left unclaimed at a rate that would astound most people. In fact, every state holds property that belongs to someone because it has been …

Some say our American sense of entitlement won’t survive our economic facts. They say we are brats, and because of that, our recession is headed for depression. In fact, some even believe this will be …

Work is, as Oscar Wilde famously remarked, the curse of the drinking classes. Many people would give up their job in a heartbeat if they could, but of course everyone needs at least a little …

The American Dream can have many meanings, depending on whom you ask. A lot of people refer to the idea that all Americans can prosper financially and spiritually through hard work, regardless of religion, ethnicity, or social …

Minnesota started the Unclaimed Property Program in 1969, designed to return property to those who can prove ownership. According to the Minnesota Department of Commerce, the value of property that has been returned is almost …

Financial freedom can mean different things to different people. Everything is relative and someone who has struggled all of their life with a lack of money might see themselves financially free when they pay their …

You receive a solicitation in the mail for a well-known charity. They have included address labels, a small note pad, and some pretty stickers to elicit a little guilt in case you were thinking of …

Wanting to make a more attractive living space is a natural desire. Sometimes you just wake up one morning and decide you’d like your house to look a little bit nicer. When you’re on a …

According to a survey released on March 3, 2011 by Food Research and Action Center (FRAC), nearly one in five households state that they need food stamps in order to feed their families. Stop and …

Since last year, American consumers with complaints now have a choice between the Better Business Bureau (BBB) and the Consumer Protection Financial Bureau (CFPB). That choice is based on where consumers think they will get …

If you’ve got a lot of junk in your garage or if you want to market an item you own which is absolutely amazing, but don’t know where to sell it, check out the list …

Benefits of passive income are numerous, and they are easy to create. You have heard the hype and the propaganda, but I will show you how to easily do it at no cost to you. …

A Guide to Personal Finance Tips The world of personal finance can be a challenging one in which to get a good footing, but believe it or not it is possible. Even if you have …

The idea and meaning of the American Dream has changed over the last few decades. It was once an all inspiring goal to reach and is now a mixture of bewilderment and discontentment. The term …

While we all hope for smooth sailing, life presents challenges and often tests our ability to face those challenges bravely. Few people are prepared to handle the sudden emergencies that arise from time to time. …