Personal Finance – Other Archive

Are you a parent that is looking to give your child some money for the future? Maybe you are a relative that wants to save money for a child that was just born, or is …

As the years have gone by counterfeiting currency has become harder and harder. This is because technology has improved, and most of the world’s bank notes have security features which are very hard to reproduce …

Money is power. A lot of money is a lot of power. A company that is cash rich and asset rich, especially in the current recession, is powerful. It is able to continue its operations …

The public disturbances on the streets of London (and other major English cities) in August 2011 resulted in mass looting, arson and vandalism, caused significant property damage, threatened the livelihood of small independent traders, and …

Currency has been changed over the years many times to make it harder to counterfeit.  That’s necessary, because the technology available to counterfeiters has become vastly more sophisticated.  Think of the high tech scanners, printers, …

The Richest Man in Babylon was written by George Samuel Clason about 80 years ago. At first glance, the book appeared to be just a story about how a slave became the richest man in …

Passive income has become a hot, Internet buzzword.  Everybody is trying to generate it.  But, what does it mean?  The concept of passive income, basically, is the process when income is generated continuously over time, …

Are you in debt? Well, you’re in good company. The Federal Reserve Board reports that 44% of all Americans are in debt. Debt happens but it’s not the end of the world. There are many …

Booking vacation rental accommodation online is a popular way of arranging vacations. Holidaymakers can often tie in a suitable property with cheap flights and find the perfect vacation home to suit them. There are millions …

Your emotional intelligence (EQ) plays a large role in your long term financial outcomes. Self-awareness and consciousness of how others manipulate a person’s self-image in order to get them to spend or form harmful money …

The garage sale is an easy way to find priceless items that may be used to flip and earn a profit for yourself and your pocket book. Through the power of going to garage sales …

The object of the bankruptcy law allows debtor to start fresh life. Though the bankruptcy filed, yet certain assets are protected and hence exempt from liquidation. The assets can be protected whose value is less …

Bill Gates and Warren Buffet, among the richest men in the world, recently threw down the philanthropic gauntlet to American billionaires – calling on that elite class to give away at least half of their total …

When I was a boy in Scotland, many years ago, there were no credit cards, but accumulating debt was just as easy as it is now. Folks could and did buy things on “Hire Purchase” …

If you want to build an income the non-traditional way, it is time to brainstorm some new money-making ideas. There are many money-making ideas available to people of all ages, education levels, and economic brackets. …

Why should you be using an online bill pay in order to pay your cell phone bill? This is something that I have been doing for awhile now, and it really makes a big difference …

Fast and easy is a difficult phrase to work with since everyone’s definition is different. However, there are times in our lives when we are looking for fast and easy ways for money so that …

Have you ever wondered what the terms Credit Counseling, Credit Card Consolidation encompass? Those are just two of the financial terms you will learn when you decide to learn the ins and outs of getting …

Telephone scams are abundant and a daily plague for anyone who owns a phone, despite being on the ‘Do not Call’ list.  Telemarketers will try to sell a product, offer a service, or provide free …

You’re emergency fund may be in a savings account to which you make regular deposits. When you have enough money to live on for three months should you suddenly lose your job, you have a sense of financial …

Many people do not get a lot of vacation days.  No matter if you get a lot or a little, there are things you can do to make the most of the ones that you …

Why should everyone be financially literate? Obviously, being financially literate has innumerable advantages for the individual. These range from the ability to plan for long-term investments like children’s college education, or one’s own retirement, to …

You’ve just gotten your check, and you discover that a good portion of it is missing. You see the words garnishment written on it, or maybe you have heard one of your co-workers talking about …

Before we can fairly state that emotions are connected to our finances, let’s study the word. Webster’s Dictionary defines emotions as “a conscious mental reaction (as anger or fear) subjectively experienced as a strong feeling …

Income garnishment or wage garnishment is the process in which a debt collector or a creditor obtains a court’s permission to withhold part of the wages or tax refunds received by one of its consumers. …

Whether you accept it or not, money plays a very vital role in your life. How you manage your money will either make or break you. You just can’t deny its importance. People who plan …

It was a long time coming but finally everyone agrees we are in a recession.  Questions such as: what is a recession; why are we in one; how long have we been in one; how will …

Recessions come and go. Recessions have been the blight of man for centuries, and run on an approximately ten-year cycle. However, the credit crunch of 2007 is still with us in 2012. This recession is …

Property is considered “unclaimed” or “abandoned” if it is held in accounts that have had no activity for a sustained period of time, with no contact from the account holder.  These could be bank accounts …

Money is a vital part of the lives of many people. It is important that everyone is financially literate.  Don’t rely on others Some married people and others in relationships allow the other party to …