Managing Credit and Debt Archive

Credit scores are compiled by credit rating agencies to give financial institutions, employers and even landlords a snapshot of your financial picture. Since it is too difficult and time consuming to evaluate each individual on …

Many of the people that would like to find the debt consolidation option that can help them get out of debt quickly do not understand the importance of finding a good debt consolidation service. There …

Are you into debt and searching for a suitable option to get out of it? Don’t worry. There are numerous ways to get out of debt; only you have to select the option that suits …

Just mention the phrase “free credit report” and that incredibly effective and irritating commercial jingle is embedded in my head for the next few hours. I’m not sure if dating a girl with bad credit …

Debit cards are something shoppers enjoy using whenever they go shopping. One interesting thing about these particular cards is that they look and resemble a credit card. In some cases, they work like credit cards …

After regular travel throughout Europe, it seemed common sense to investigate the best way to manage money while traveling. The problem with travel is that there are so many hidden costs which add to the …

Bad credit can teach many lessons. When having bad credit you are no longer able to borrow without a co-signer. There some positives to having bad credit believe or not and I want to touch …

When an individual loses their job and becomes unemployed, there is an indirect affect that can be seen with their credit score. Losing a job is stressful and particularly damaging when monthly payments still need …

THE INS AND OUTS OF CREDIT SERVICES The world of credit cards can be very confusing for the general consumer and business owner. This article will take the mystery out of credit services, including business …

Do you think you are ready to get yourself out of debt? Well, in order to be effective you will need a solid plan of action. Getting out of debt is a tough feat with …

You’re deep in debt with several creditors, probably delinquent on one or more accounts, and you’re not sure how to get out of this mess. You don’t want to file for bankruptcy just yet. You …

If you are struggling with your credit card debt, then you should know that consolidation is a suitable method to pay back what you owe to your creditors. By consolidation, you can understand that it’s …

Establishing good credit is so important it should be taught as a required course in high school.  In the not so distant past, a credit rating was used only when you applied for a loan.  …

If you have applied for a loan or a credit card, chances are you have heard about your credit score. What you may not know is that there are several different types of credit scores …

Mercedes-Benz has joined forces with America’s favorite card provider, American Express, to offer a brand new exclusive credit card aimed at Mercedes-Benz enthusiasts. The card may well appeal to drivers of Mercedes-Benz who like the …

Getting into debt is easy, but settling your debt is another thing. Settlement of debts may not be as easy as it looks as there are various factors to be considered before one can actually …

After careful consideration, I decided that I would sleep easier at night by consolidating my credit card debt with a personal loan. If I hadn’t taken that step, my $9,000 credit card limit would eat …

The benefits of credit cards to customers in the modern era are many and it is almost the case that not having a credit card is a considerable inconvenience in day to day life. Credit …

Repairing my credit has been one of the best lessons I have ever learned. If I did put myself in such a bad situation with my credit I never would have understood how important it …

There are several myths connected with credit and debit card use, and some arise from actual experience and cases of identity fraud. One example is the fear that someone might steal your card details. The …

This guide is written from experience. With the housing market ever changing, it isn’t uncommon for people to find themselves in the situation where they owe more money on their home than the house is …

A high credit score is requisite for approval of loans with favorable interest rates. Lenders, insurance companies, and banks are quick to check one’s credit score before taking any financial step or risk, like money …

It is time to start your vacation, and everything is packed, you and your spouse are excited about the upcoming adventure, but there is one question nagging at you. Should you take your debit card …

While there are many categories of debt, they all boil down to two basic types. The first is secured debt, and the other is unsecured debt. Before you can resolve your debt problems, you need …

So you ask is credit leading to the downfall of society? My answer is YES, YES, YES! It is a trap for the young and the less fortunate. I just don’t understand how you can …

We have all seen those commercials where someone is stuck in a crappy job or has a crappy car or crappy apartment just because they have been a victim of identity theft. Those commercials make …

When it comes to debt consolidation, a secured debt consolidation loan is the far superior choice to the unsecured debt consolidation loan if you have the choice. Debt consolidation loans are not a good option …

While obtaining a college degree can make a person earn much more than their non-degree-holding counterparts, completing college education without debt has become nearly impossible. In fact, the total student debt in the US has …

Debt is something that can last a lifetime until it’s paid in full. The amount of money people owe is largely based on credit card usage, loans, countless “buy now, pay later” purchases and rent. …

Many people think signing up for a credit card is easy and all cards offer pretty much the same thing. They sometimes think there is no reason to read that mini-book of small print at …