Car title loans use a car title as collateral in order to receive emergency cash. Title loans fall under the category of predatory lending, targeted at people with no credit or poor credit. Title loans …
A mortgage payment is a significant expense – one of the biggest burdens on a household budget. Saving even a small amount on it can add up within a year and over the years. Perhaps …
Home-Account offers a compelling service for those who are looking for mortgage loan or to re-finance. In the current economy where credit is difficult to access, Home-Account helps consumers find the right mortgage for their …
Lots of people dream of making that final payment on their mortgage and owning their home free and clear, but is this really such a financially savvy thing to do? For years the only acceptable …
The State of South Dakota has a high level of poverty and many single parents want to try and improve their family’s future by continuing their education and obtaining a college degree. Along with the …
The recent turmoil in the financial markets has resulted in some hard lessons for everybody. One of the groups hit hard by mortgage defaults has been mortgage lenders. Faced with defaults on the one hand, …
Private student loans are available as the last type of financing for college students, when all other avenues have left a shortfall. When a student begins to search for ways to finance a college education …
A loan modification may be the difference between losing your “Home Sweet Home” to foreclosure and remaining in your castle. The recession, unemployment and adjustments to ARM (adjustable rate mortgages) have conspired to push a …
From 30th January 2011 the Federal Reserve will introduce a new interim rule to the Mortgage Disclosure Act of 2008. The rule will mean that all mortgage lenders must disclose all the potential costs of …
How to borrow money right now is something which will be determined most of all by one’s present financial standing and one’s geographical location. The history one has of obtaining and maintaining credit is likely …
There is no question that that payday loans as well as the “cash for title” operations do provide a service. Businesses have been making loans to people for years, and collateral has always been a …
A loan modification can be a lifesaver. It can be the difference between losing your property and keeping it. It can be particularly effective if you just need a “little help” to get over a …
A 40-year mortgage promises mortgagees low mortgage payments over an extended amortization period. While it can work for a select few, longer mortgages have attendant risks and could end up costing mortgagees more. In assessing …
In today’s world going to college very often means taking out student loans. As a result, college goers are left with debt that is difficult to pay back. However the reason to go to college …
The Shocking Truth about Payday Loans Payday Loan Facts A short term loan that you can utilize to sustain you during bumpy times in regards to money problems is called a payday loan. Before applying …
A home mortgage is for most people the biggest single expenditure which they will ever take on. It is a long term financial commitment and getting it right is vital. Comparing mortgage rates before leaping …
The State of Kentucky seems to have focused more on establishing alternative loans for students rather than other alternative funding, leaving private loans as the secondary source of funding they recommend after federal loans. Any …
Most lenders use FNMA (Fannie Mae) or FHLMC (Federal Home Loan Mortgage Corporation, Freddie) loan products as most individuals know now that these agencies have been all over the recent news. This does not mean …
So you’re thinking about getting a loan from a finance company? A finance company is simply an institution that makes loans; unlike a bank you can not keep you cash” in” a finance company. There are a …
Until your mortgage is paid off in its entirety you never completely own your own home as the lender holds it as security against your debt. If you can pay off your mortgage early then …
After going through the pain and humiliation of losing a home through foreclosure, is it possible to end up owing taxes? That seems incredibly unfair, especially with all the tax breaks given to wealthy people. …
A mortgage is often the single largest expense in a household budget. When rates are low, many consumers are bombarded with offer after offer from lenders promising to help them refinance their mortgage payment to …
In the flourishing world of borrowing money, one of the most controversial loans on the market are payday loans, or advanced cash payday loans. Demonized by the more established lenders and used by those who …
One of the several functionality of reverse mortgage that senior customers do not normally perceive is that it is a “non-recourse loan.” This key phrase is perceived in a wrong way and furthermore delivers unease …
Not only no, but “there oughta be a law!” There should be legal and criminal sanctions against lenders which dump losses onto the backs of good borrowers. Where on earth do lenders get the notion …
www.beyondchristmas. Beyond Christmas If ever there is a time for honesty it should be at Christmas. Season after season we wish each other ‘all the best’ for the upcoming New Year with a smile on …
If a you are a borrower and losing your home to foreclosure, your mortgage would be the first call you make. When you are facing this foreclosure you are getting nowhere with trying to avoid calls from mortgage …
It sounds fantastic and very seductive but the truth is, well there’s no such thing. Admittedly when you examine the paperwork you will see that the agreement shows that there is no interest on the …
For many people, their home is the most valuable asset they will ever own. The stability of owning, instead of paying rent to a landlord or leasing company, provides peace of mind and a sense …
If you find yourself in financial straits, upside down in your mortgage or unable to meet monthly payments, you need to seek a mortgage modification. Find out if you qualify for Making Home Affordable In …