Insurance Archive

Life insurance induces negative thoughts and emotions in the minds of many. Such persons may have had terrible experiences with greedy sales representatives or perhaps do not fully understand the concept. Sometimes even those with …

Hurricanes, natural disasters, accidents, illnesses, airline strikes or bankruptcies are just a few items that can wreck havoc on people’s vacation plans and trip investments. “There are as many options for travel insurance as there …

Term insurance is called pure insurance because the premiums are payments that cover the risk of insuring alone. Whole life plans offer cash values and a longer coverage period. Thus, there are two fundamental differences …

Several persons have more than one life insurance policy for one reason or another. You can even have a life insurance portfolio comprising policies from different insurers. Naturally, there are merits and demerits to this. …

For a business owner seeking general insurance, the difference between a business insurance agent and broker is critical. There are important distinctions between the two that should influence whom you should insure your business with. …

The Pro’s and Cons of Child Life Insurance It’s something that none of us wants to think about~ the death of a child. But not taking the time to think through the financial implications of …

What are the pros and cons of whole life insurance and other types of insurance policies Permanent Life insurance can be described as some of the following insurance products; You can use whole insurance policy, …

Suggesting that life insurance provides coverage for suicide may be slightly misleading. With a suicide exclusion clause, the beneficiary of someone who commits suicide would not be able to claim the death benefit at all. …

Many people have life insurance, but some may not have as much as they should. Upon the death of an income earner, there are additional expenses to cover besides income loss; these include funeral expenses, …

Renter’s insurance doesn’t have to cost an arm and a leg to provide the safety and security your belongings and your home require.  There are some factors which go into the cost of renter’s insurance: …

Term insurance Term insurance products offer life cover for a specified term. The Insurer accepts the risk for a specified premium over a specified term and the cover ceases at the end of that term. …

Responsibly purchasing life insurance requires the same preparation all other endeavors require. I recently purchased a policy and was quickly overwhelmed by all the available options. Since I’ve sold insurance as a telemarketer I knew …

In the future there will have to be a restructuring of insurance companies. They will have to be either non-profit or government run. That way they will be looking out for their constituents’ interests and …

Mortgage lenders typically require borrowers to insure their mortgage. This ensures that the lender does not risk loss on repossession or reselling of the property in the event of the mortgagee’s death. Mortgage life insurance …

Insurance can be complicated, especially for the business that is trying to decide what type of policy to get. There are two main types of policies, claims made and occurrence. Both have their advantages and …

The best time to buy life insurance is when you are young, single, and healthy, and do not need the protection of life insurance policies. Insurance companies are very weird. They do not sell you …

Health insurance is very important and should be considered a basic need. Health insurance basically replaces one’s income during hospitalization or during illnesses that prevent one from doing responsibilities enabling him or her to earn …

College is exciting, filled with adventure and learning.  For some students, this will be the first time away from home.  Freshman, and returning students, enjoy the shopping trips with parents each summer, purchasing new clothes, …

The major debate in insurance is whether term life insurance or cash-value life insurance is superior. What makes this debate protracted and contentious is that different ‘experts’ have contrasting opinions. There is a body of …

The growing trend in purchasing health insurance online can be justified through one simple advantageous concept; comparison. The internet has enabled the individual to search and obtain a catalog of free quotes from the leading …

No, life insurance is not needed. Insurance started out as a way for families to bury their loved ones and pay off any debt that was left behind. Insurance was placed as a way for …

Life insurance is a fixed monthly amount which over the year accumulates to the annual premium, the contractual terms provides money for your family if you die. It can also be used to pay off …

Having an auto and home insurance policy with the same company can be beneficial to the insured or policyholder. This is because a multi-policy discount can be applied to both the auto and home policy, …

Buying a health insurance policy is no longer a task that can be done without any research as the market has been flooded with various kinds of health insurance policies. However, not all of these …

It might be surprising to realize a landlord’s insurance policy will not cover your valuables against loss or destruction. When renting an apartment or home, it is important to carry renter’s insurance. Should a catastrophe, …

Takaful is the legal insurance in Islam.The word takaful come from the Arabic verb (kafalah) which means “guaranteeing each other” or “joint guarantee”.Takaful is an important rule and basic in Islam for Muslims who want …

Buying real property? One of the first things you will be asked to decide is what kind of insurance you would like to buy. There are many, so here are some tips as to what …

Life insurance is a way to protect the ones you love after you are gone. People who are independently wealthy may not need to have life insurance but for those who resources are limited, life …

Your needs for life insurance will fluctuate continually throughout your life. When you get married, they change, when you have kids they change, when those kids leave your home they change. Your life insurance needs …

Medicare was launched in 1965 and makes available economic and health protection for people age 65 and older and for people under 65 years of age with permanent disabilities or if they have Lou Gehrig’s …