Insurance Archive

How to Protect Yourself from Uninsured Drivers An auto accident is something drivers know is a possibility each time they get behind the wheel. You might be the safest driver on the road but this …

Insurance companies like Old Mutual, Allianz and American Equity have created a three fold scam to legally bilk the elderly, cognitively impaired and financially unsophisticated out of large portions, if not all, of their life savings. …

What is the largest asset that you own and on which you make the largest payments? It is your home, of course. That is primarily the reason for the insurance on your property. If you …

How to fight the insurance company on medical debt Notice that the letter you got from the insurance company shows a denied medical claim. This must be a mistake. You have medical insurance coverage so …

Homeowners make a wise decision to be protected by insurance even when it is no longer required. Without property insurance, the unexpected can become a financial nightmare and bankrupt you. The liability portion of your …

Insurance is a form of financial protection critical to your overall financial health. While the lifestyle may be similar, the difference in a Renter’s Insurance needs and a Condo Owner’s needs are significant. Condo Owner’s …

Term Life Insurance. What terms best suits you? We know the kids jump on the couch when all you want to do is rest for just fifteen minutes. And your lovely wife always seems to …

There are many ways to define or categorise insurance contracts. Indemnity contracts and valued contracts represent one of several insurance dichotomies. While indemnity is based on compensation- and all insurance contracts involve compensation- not all …

Does Size Matter?  When it comes to cheap car insurance quotes, you bet it does.  The size of a car can actually have an effect on car insurance, though many people do not believe it.  …

If you take travel insurance it is important that you understand all the terms described in your policy very well. Like in most policies it is not always easy to understand because some terms are …

Considering whether or not to add underinsured motorist coverage to your auto policy can be challenging for some people. While some states offer compensation to injured drivers and accident victims, other states aren’t quite as …

Medications can be very expensive and with the recession of the economy, many of us cannot afford to pay such high prices for prescription costs.  Worse of all, many people do not have adequate health …

Your home may be the largest investment you make in your lifetime. It may be the one constant in your life, when other things are changing. Many associate the homeowners insurance they purchase at the …

A no medical exam life insurance is exactly what its name implies; a life insurance policy that does not require a medical exam. Many companies are beginning to switch to a policy like this, and …

Before discussing insurance for a farm business or any other specific insurance, you must first understand the role of insurance in your financial planning.   Insurance is a legal contract intended to indemnify your loss, which …

Have you ever wondered about whether you have adequate insurance on your home? Insurance may be a burden, though looking realistically at the events which can happen to affect your lifestyle, it is vital to …

As a novelty in life, the driving up of your car insurance costs rates quite highly. This may be because it has to effect, first to denote you as a doubtful driver and, second, to …

Crop insurance can be a great addition to a producer’s risk management portfolio. However, as with any insurance coverage, farmers should learn the basics and carefully evaluate the risk, cost, and benefits associated with crop …

In today’s economy every effort must be made to get the best value for your money. Gone are the days when being overcharged or simply spending too much for a good or service is acceptable. …

A matter of personal and family protection is life insurance. Of course you want the very best for your family should something happen to you. However, you may not have the time that is necessary …

Insurance for the self-employed need not be exorbitant. As an employer there are some types of insurance you must have under the law, and others that are voluntary. Costs of the various types of insurance …

Comparing Maine auto insurance rates online is the best way to ensure you are paying the lowest rates for your insurance premiums. Comparing rates is fast and easy to do, and you can save hundreds …

Although life insurance, health insurance and personal accident policies are not contracts of indemnity (those that seek to compensate), they are based on the broad idea of financially compensating for loss or misfortune. It is …

There are several things that you could or should know about life insurance. The topic of life insurance is so extensive, that there would be many things that you don’t know about life insurance; even …

You’ve just finished a project car and you’re ready to start showing her off. What you need now is classic car insurance. If you’re just getting into the world of American classic cars, you may …

Mortgage protection insurance is a type of life insurance policy that can be purchased to pay off the outstanding balance of a mortgage if the homeowner should die. Mortgage protection insurance is needed by many …

Motorcycle insurance is an important part of the package that makes a ride safe for you. Unlike a helmet that protects your head in an accident, motorcycle insurance keeps your wallet safe from the high …

Many people are now aware that their credit score is used by the majority of insurers in determining the cost of their insurance premiums, both in auto and property insurance. What you may not be …

Clarity and transparency are necessary components in ensuring an industry, or individual company, is offering its consumers the best prices and services.  As auto insurance is often mandated by many governments to ensure all drivers …

When you need to know what is covered by your condominium insurance policy, it may seem you have stepped into a different world where everybody speaks another language and only you are left to find …