Financial Planning Archive

How to Determine you Daily Disposable Income

Monitoring your finances is very important. It is one of the keys in successfully implementing a financial plan and achieving financial goals. Many people never pay much attention to their finances until they come to …

How to Set up a Budget for your Household

Budgeting for a household is a monotonous, though very useful money management based task, which is based on household monthly income and outgoings. So here in a nutshell is what budgeting is based upon, cash …

How Financial Planning Helps

Financial planning can make a difference in terms of whether you become prosperous in your future or broke.  Financial planning is the key to personal economic success, and establishing financial plans for the next five, …

Questions to ask a Financial Planner

There are three primary questions to ask a financial planner on the telephone, before committing to a face-to-face appointment. The first is their certification and affiliation: Are they a certified financial planner (CFP) and do …

Tips for Dealimg with a Financial Emergency

According to the results from August 2011 of the National Foundation for Credit Counseling’s online poll, 64% of respondents would not be able to tap an emergency fund of only $1,000 if they were confronted …

The best Financial Planning Firms in the us

According to recent data the best financial planning firms in the U.S. are Fisher Investments, Smith Barney, Fidelity, Credit Suisse First Boston, J.P. Morgan@ Co., E* TRADE, A.G. Edwards, WR Hambrecht, ING, Friedman, Billings, Ramsey …

Sell Avon Online

Most people associate Avon with two things:  1. Cosmetics.  2. The sound of a ringing doorbell and a pleasant female voice intoning “Avon calling!” But times have changed.  First off, Avon products go well beyond …

Financial Goals

Every person that attempts their own financial management will experience some level of risk when trying plan their financial future. Financial stability can become uncertain from year to year and the many things that play …

Save Money in the Monthly Budget

Making a budget is important to ensure that you have control over your monthly expenses. There are fixed and variable expenses in every budget. Hopefully the budget includes savings already but sometimes it does not seem that …

Make Money Selling your Won Stuff

If you have been looking for an opportunity in work at home jobs sector, you know sometimes it can be hard to find a method that works for you and your situation. Although there are …

Budget Tips for new Graduates

Students who have recently graduated from a post-secondary institution have on average approximately $20,000 in student loan debt – some as high as $100,000.  Unfortunately, with a tough job market, students are having a difficult …

Advertising

The choices that people make everyday can eliminate the possibility of becoming free of debt any time in the near future and in many cases, they do not realize the damage that they are doing …

Inheritance have you Made your will

An eventuality that all families must face is the fact that our time here on earth is limited. This is a difficult subject for most to deal with. At this point it is probably a …

How to Apply for Unemployment Benefits

It’s so much easier now to apply for unemployment benefits. Apply online! Or even over the telephone!  It’s the most hassle free way of applying without standing in long lines at your local unemployment office. …

Great Money Tips for new College Grads

The very best financial advice for new college graduates and other young people is to start investing now.  Time is on your side. If, starting at age 21, you save $5000 a year for 11 years …

How to use a Spreadsheet to Set a Budget

The spreadsheet can be a very helpful tool when it comes to setting up a variety of different budget types. People can use the spreadsheet to track, manipulate, and collate a large amount of personal …

Managing Household Finances

Everyone can use tips for managing household finances especially now when the average income isn’t covering the basic expenses. You’re still employed and earning the same hourly wage but you’re noticing a decrease in hours …