The advent of the ATM machine has revolutionized the way individuals access their money. Now money can be accessed easily without ever entering a bank. However, while withdrawing money from an ATM is very convenient, it can also be risky if you are not careful. Fortunately, there are a number of quick and easy ways to withdraw your money safely from an ATM.
Use safe areas
One of the most important things to consider when deciding whether or not to withdraw money from an ATM is whether or not you are in a safe location. While getting money quickly is convenient, you should be sure that you feel comfortable withdrawing money at the place you do it. If you have a bad feeling about the area or feel that a number of people are suspiciously watching you as you approach the machine, just go somewhere else. It is not worth taking the personal risk to withdraw money somewhere you do not feel comfortable. Throughout any city there are plenty of ATMs, so you do not have to withdraw money in an unsafe place.
Cover the pin pad
When you are entering your pin number to withdraw money from an ATM, you should get in the habit of covering the pin pad. You want to make sure that nobody can steal your pin number. Even if people are not around, it is still a good idea. Someone could potentially set up a camera to record the comings and goings of people to try to steal their personal information from the ATM. After you have completed your transactions, it is also helpful to press a few of the other numbers on the ATM pin pad before leaving. This will ensure that anyone who tries to come back and use technology to figure out what your pin number was will not succeed at doing so.
Memorize your pin number
This number should be easy enough to remember, and it is important not to write it down on a card or piece of paper where somebody could find it. If anyone else has access to your pin number, this compromises your personal security. If you have an untrustworthy roommate or house guest who discovers your pin and steals your credit card, you may have a serious case of identity theft on your hands. So make sure that no one can figure out your pin number by memorizing it and keeping it to yourself.
Avoid wearing flashy clothing
When you are going to an ATM to deposit or withdraw money, it is important to avoid wearing flashy clothing, such as expensive jewelry or watches. Wearing nice clothing can attract assailants who may assume you have a lot of money in your account. It is a good idea to dress normally so as to avoid attracting any unwanted attention.
With these tips, you should avoid many of the ATM money mistakes that people make every day. So be careful, follow this advice, and withdraw money safely and easily from an ATM that you trust.