Eye exams and prescription eyeglasses are costly! Vision health insurance can cut those costs significantly. Employees often receive vision health insurance within the workplace, but if your employer doesn’t offer it, you can still find good affordable vision health insurance.
What basic vision health covers:
Basic vision health plans cover eye exams, frames, single, bifocal, trifocals, contact lenses and Lasik vision procedures. The vision plan coverage will differ slightly in the amount of discount attained on any eyeglass product or procedure depending on selection of the product.
Savings:
Average savings of from 15% to 60% are typical in service costs with vision health insurance. The amount of coverage is broken down by product or service. The lenses have their own dollar allowance, frames have their own allowance and so on.
Options:
A consumer may obtain vision insurance through an administrator of participating eye care professionals. The member list contains well known eye care facilities that are highly recognizable by the average consumer. Private eye care professionals participate also.
Finding Vision Insurance:
The most efficient method of finding a provider is to do a search on the Internet. The search is by zip code and will allow you to do a comparison analysis in a short amount of time. If you still have questions after reviewing the information, you can call the vision administrator for answers.
Another good thing about shopping for your own vision insurance is that if you move to another part of the country you may be able to take your vision health plan with you. Check for this option or ask.
As with any contract, always read the fine print before you sign up for any plan.