Are you someone who has a bank account or is making plans to open one? If so, there are a variety of measures you will need to start implementing in order to protect your money from crooks. You are going to learn how to stop unauthorized debits from being made to your bank account.
If you choose to have an ATM (automatic teller machine) card or debit card, you will need to carry it safely and safeguard your information. Once you get your card, you must memorize your pin number and keep the information pertaining to it at home. You should also carry your card outside of your wallet. If your card is ever lost or stolen, you should quickly report it to your bank and make sure that you get a replacement.
If you want to use the ATM, you must take precaution. It is in your best interests to make a strong attempt to only use it when it is not dark and nobody is hanging around watching you.
If you want to set up an online bank account, there are certain measures you should take. The first is to create a very strong password that contains at least one capital letter, one number and one special character such as an exclamation point. The second is to make sure that your password is different from all the others you use. The third is to never reveal your password. The fourth is to make sure that your bank’s web site is secure and highly encrypted – secure sites usually have an https address as well as a padlock symbol that means it is safe to make a transaction.
If you want to set up a free PayPal account, you need to create a password that is very strong and different from the others you use. Once you are registered, you should read the section on PayPal’s web site that tells you how to stay safe financially. Once you are through using your PayPal or online banking accounts for the day, you should log out, especially if you use a public computer.
You must become adept at spotting suspicious E-mail messages. If you receive one that claims to be from PayPal and asks you to click the link below in order to resolve suspicious activity that has happened on your account, you should ignore it because a criminal is trying to trick you into logging into your account through a fake, unsecure connection in order to get your password and then steal your money while trying to make it look as though you made a purchase.
You must be diligent when making online purchases. You should make sure that the site you are on has a padlock symbol that represents a secure purchase as well as the physical address and name of the merchant.
It is essential to use common sense. If you have trouble getting a web site to accept your credit or debit card, you should not send a message to the merchant that reveals your card number. If you get a strange phone call asking for your card or social security number information, you should not give it out.
You must trust your instincts. If you think your bank or PayPal accounts have been breached, you should immediately change your password.
Follow these steps to prevent your bank account from being wiped out!