Auto Insurance Windshield Replacement Coverage

Replacing a cracked windshield seems like it would be incredibly difficult and time consuming, but actually the opposite is true. The replacement of windshields is a relatively easy task, but still, it is recommended that you never attempt to do it on your own and that you always have a licensed, bonded professional do the installation for you.

In order to get your windshield replaced by your insurance company in most cases for free, first check on your currect deductible on your policy. Many insurance companies require that you have a deductible of $500 or less before they will do any replacements. Anything more than that and you are going to be the one paying the bill, which can literally run upwards of $1,000 for a windshield, depending upon the type of vehicle that you.

First you are going to want to find a location that can handle the windshield repair. There are generally shops that specialize in windshields and not much else, so they aren’t too difficult to find. Some body shops and dealerships will also do the work. Next, they will ask you for your insurance information and will tell you that they could do the work for free if your insurance company approves it. This of course could mean that you have to call your insurance company while in their office, and getting the approval first before they will do the work. Some companies will just bill your insurance company directly without the approval. I would highly recommend that you call your insurance company, let them know what is happening and ensure that you are indeed covered.

And that’s basically it! Windshield replacement is extremely easy to do, so your vehicle will most likely be completely repaired within half an hour or more. You could also consider calling the shops as many will come to your place of employment and do the replacement while you work. Even more have methods of repairing your cracked windshield as if the crack never happened and they can do it while you sit in your vehicle. Regardless of how it’s done, dealing with the insurance company ist he easiest part.